Ariel Newton
@arielnewton
Financial crime risk investigator specializing in AML, sanctions, and SAR investigations.
United StatesWhat I'm looking for
I’m a Financial Crime Risk Investigator with nearly five years of progressive experience within TD Bank’s Financial Crime Risk Management organization, building on prior law enforcement support with the New York City Police Department. I focus on AML investigations, sanctions screening, enhanced due diligence, and SAR/UTR review work, translating complex financial activity into clear risk conclusions.
At TD Bank, I conduct end-to-end investigations using customer relationship and transactional activity analysis to identify money laundering typologies, structuring, rapid movement of funds, and other suspicious patterns. I prepare detailed investigative findings and recommendations aligned to BSA/AML requirements and TD investigative standards, leveraging internal systems and tools like LexisNexis and external research to evaluate customer activity and risk indicators.
I also strengthen investigation quality and compliance through post-file review and documentation assessment—achieving 100% quality accuracy in post-file reviews and producing multiple clean SAR reviews with no corrections required. I’ve supported cross-functional efforts involving 314(b) information-sharing requests, performed PEP alert investigations with validated risk disposition, and earned ACAMS certification with a 99% examination score.
Experience
Work history, roles, and key accomplishments
Conducts end-to-end investigations into suspicious activity, structuring, rapid movement of funds, and funnel activity to identify money laundering and financial crime risks. Prepares BSA/AML-aligned findings and recommendations and supports cross-functional reviews of 314(b) information-sharing requests.
Reviewed SARs, UTRs, and supporting investigative documentation to ensure compliance with regulatory and internal standards, achieving multiple clean SAR reviews with no corrections required. Identified documentation and control gaps and provided actionable feedback, including participation in 314(b) information-sharing reviews.
Performed enhanced due diligence and risk assessments for politically exposed person (PEP) alerts and validated investigative documentation for completeness, accuracy, and risk disposition. Partnered with quality and leadership teams to improve investigative consistency.
AML Representative I
TD Bank / ICOMA
Sep 2021 - Sep 2022 (1 year)
Conducted sanctions and customer risk reviews aligned to OFAC requirements and internal policies, escalating confirmed sanctions matches with zero documentation errors. Supported quality monitoring and control enhancement initiatives.
Team Lead / Quality Control
Everise
Oct 2020 - Sep 2021 (11 months)
Led quality assurance operations and performance monitoring, delivering coaching and feedback to improve compliance, quality, and productivity. Produced quality reports, trend analyses, and procedural documentation for leadership.
Processed emergency and non-emergency calls, gathered critical information, and accurately documented incidents in accordance with departmental policies. Coordinated dispatch of police and emergency resources and supported law enforcement operations through confidential information management.
Education
Degrees, certifications, and relevant coursework
Project Management Certification
Project Management Certification (In Progress), Project Management
Project Management Certification currently in progress.
ACAMS
Certified Anti-Money Laundering Specialist (ACAMS), Anti-Money Laundering
Grade: 99%
Earned the Certified Anti-Money Laundering Specialist (ACAMS) credential and passed the examination with a 99% score.
Availability
Location
United StatesAuthorized to work in
Job categories
Skills
Interested in hiring Ariel ?
You can contact Ariel and 90k+ other talented remote workers on Himalayas.
Message ArielGet matched with your dream remote job
Sign up now and join over 250,000+ remote workers who receive personalized job alerts, curated job matches, and more for free!
