Lazaro Daniel Gonzalez Valdes
@lazarodanielgonzalez
Senior AML/BSA/OFAC Compliance Analyst specializing in EDD, KYC, and financial crime investigations.
United StatesWhat I'm looking for
I am a senior AML/BSA/OFAC compliance professional with extensive hands-on experience monitoring, reviewing, analyzing, and investigating alerts, cases, and high-risk accounts across retail, commercial, private, correspondent and investment banking environments.
I have performed CDD and EDD, filed SARs when necessary, and worked with multiple monitoring and case-management platforms to detect and escalate suspicious activity, supporting FIU teams and quality assurance efforts.
My background includes roles at major global banks and consulting engagements—conducting transaction and account investigations, performing enhanced due diligence, and supporting regulatory and risk management functions.
I am fluent in English and Spanish, hold advanced degrees in psychology and business-related studies in progress, and maintain professional memberships (ACAMS, APA) that support my continual growth in financial crimes compliance.
Experience
Work history, roles, and key accomplishments
Perform enhanced due diligence (EDD) on high-risk clients and alerts, conducting investigations and preparing escalation packages to mitigate AML/OFAC risk for the firm.
PRPerformed policy and quality control (PQC) reviews for AML/KYC processes, ensuring adherence to regulatory standards and improving investigation quality across engagements.
PRConducted customer due diligence (CDD) and investigations on accounts and transactions to identify suspicious activity and support SAR filing and remedial actions.
WFInvestigated financial crime alerts and high-risk accounts, performing analysis and documentation to support AML compliance and regulatory reporting.
Conducted FIU investigations into suspicious activity, drafted investigation reports and supported escalation and SAR filing processes for the firm.
CIAML Investigation Specialist
Citibank
Mar 2017 - Aug 2017 (5 months)
Investigated alerts and high-risk account activity, applying CDD/EDD standards and documenting findings to support AML compliance and remediation.
BSA/AML Compliance Analyst
Pacific National Bank
Aug 2015 - Sep 2016 (1 year 1 month)
Performed BSA/AML and OFAC compliance monitoring and investigations, prepared reports and supported regulatory examinations to reduce institutional risk.
DBManaged AML and OFAC compliance activities including alert investigations, KYC reviews and support for remediation efforts to ensure regulatory adherence.
OBAML Investigation Specialist
Ocean Bank
Jun 2013 - Aug 2013 (2 months)
Investigated suspicious transactions and high-risk accounts, prepared investigation reports and supported BSA/AML compliance initiatives for the branch.
BSA/AML Compliance Officer
Novacaixagalicia
Mar 2012 - Dec 2012 (9 months)
Oversaw BSA/AML/OFAC compliance for the Miami branch, conducting risk assessments, KYC reviews and reporting to ensure regulatory compliance.
Senior AML Analyst & Officer
Banco Santander International
Jan 2008 - Dec 2011 (3 years 11 months)
Led AML analysis and compliance activities, conducted investigations and supported escalation and SAR filing to mitigate financial crime risks.
Assistant Compliance Officer
Santander Bank & Trust
Nov 2002 - Jan 2008 (5 years 2 months)
Supported compliance program operations including BSA/AML monitoring, policy implementation and investigations for the bank's trust operations.
Education
Degrees, certifications, and relevant coursework
ESNECA Business School
Master's degree, Prevention of Money Laundering and Financing of Terrorism
2025 -
Master's studies in Prevention of Money Laundering and Financing of Terrorism begun June 2025; program in progress.
AUAtlantic International University
Doctorate, Psychology
2025 -
Doctorate studies in Psychology (Social and Human Studies) begun June 2025; program in progress.
AUAtlantic International University
Master's degree, Psychology
2025 - 2025
Grade: GPA: 3.96
Master's degree in Psychology (Social and Human Studies) conferred in February 2025 with a GPA of 3.96.
FCFortis College
Associate of Science, Business Administration
Grade: GPA: 3.50
Associate of Science in Business Administration awarded May 2013 with a GPA of 3.50.
AUAtlantic International University
Bachelor of Science, Psychology
2020 - 2020
Grade: GPA: 4.00, Honors: CUM LAUDE
Bachelor of Science in Psychology awarded March 2020 with honors (Cum Laude) and a GPA of 4.00.
Availability
Location
United StatesAuthorized to work in
Social media
Job categories
Skills
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