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Ankit Gupta

@ankitgupta15

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I build data-driven credit risk policies, automate portfolio workflows, and improve lending decisions.

India

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What I'm looking for

I'm looking to lead data-driven credit risk and policy initiatives where I can automate workflows, strengthen underwriting strategies, build portfolio insights, and partner with business and technology teams on scalable lending decisions.

At L&T Finance, I automate credit-policy workflows, analyze secured and unsecured portfolios, and support leadership with real-time risk visibility.

I've cleansed and de-duplicated a master database of approximately 400,000 records using Python, streamlined credit-login processes, and automated livebook reporting and customer offer-pool validation.

Previously at Mahindra & Mahindra Financial Services, I built SQL and Python data pipelines that reduced manual work by 50% and created dynamic dashboards in BigQuery and Excel for portfolio monitoring.

I'm focused on credit risk, underwriting strategy, BRE orchestration, delinquency analysis, and using AI-enabled automation to turn portfolio data into actionable decisions.

Experience

Work history, roles, and key accomplishments

Current

Credit Policy Manager

Current

L&T Finance

Oct 2025 - Present (11 months)

Spearheaded automation of company categorization portal and monthly portfolio reporting using Python and AI tools. Analyzed large-scale portfolio datasets to identify risk patterns and align BRE logic with AI-based credit engine.

Python SQL Google Colab BigQuery Data Visualization Process Optimization Stakeholder Management