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Adarsh YadavAY
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Adarsh Yadav

@adarshyadav

Underwriter with 1.5+ years across residential mortgage/rental case review and middle-market private credit analysis.

India
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What I'm looking for

Looking for a live US mortgage underwriting role, remote, on US hours. Want to move from residential/rental case review into full mortgage loan underwriting, handling more complex files and taking on more decision-making autonomy over time. Open to US-facing setups; that's the model I already work under.

I started as a credit analyst at Quiq Capital, a US-based private credit firm, screening middle-market deals, running DSCR and interest coverage analyses, and drafting credit memos and IC presentations across senior secured, unitranche, and mezzanine structures. I currently work as an underwriter at Findigs, a US company, where I review borrower income, creditworthiness, and documentation for residential mortgage and rental cases, calculate DTI/LTV ratios, and make independent underwriting decisions while meeting strict productivity and quality targets.

I hold an MBA in Finance, Business Analytics and Consultancy from Taxila Business School and a Bachelor's in Accountancy from Calcutta University. I like work that sits between numbers and judgement — cases where the data gets you most of the way, and the rest comes down to reading the full picture correctly.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

TS

Taxila Business School

MBA, Finance, Business Analytics & Consultancy

2023 - 2025

Pursued an MBA with a focus on Finance, Business Analytics, and Consultancy from 2023 to 2025.

TU

T.H.K. Jain College, Calcutta University

B.Com, Accountancy

2017 - 2020

Completed a Bachelor of Commerce with Honours in Accountancy from 2017 to 2020.

NI

NISM

Certification, Finance

Earned certifications in NISM Series VIII (Equity and Derivatives) and NISM Series VA (Mutual Fund Distribution).

NA

NSE Academy

Certification, Finance

Completed a certification in Fundamental and Technical Analysis.

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