Давид Снхчян

* Acquired and managed relationships with mid-market and large corporate clients with annual revenues ranging from RUB 120 million to RUB 20 billion.
* Structured financing solutions tailored to clients’ business needs.
* Conducted independent client acquisition and business development activities.
* Led negotiations with business owners, CFOs, and senior executives.
* Delivered financial product

-work with private and corporate clients
-structuring the portfolio for individual tasks
-sale of funds, insurance products, and structural instruments

Attracting medium and large businesses
-Structuring of financial transactions related to working with the bank
-Сustomer search
-Сonducting negotiations and presentations
-Conducting a preliminary financial analysis

-Acquisition of new corporate clients and management of existing client relationships
-Management of a credit portfolio totaling RUB 4 billion
-Structuring financial solutions for clients, including foreign trade (FX), cash collection, e-commerce, and financing
-Hedging of foreign exchange risks: sale of forwards and currency options
-Conducting initial financial analysis of clients for lending pu

- Acquired small-business clients and developed new client relationships.
- Sold and consulted on business banking products, including business accounts, payroll services, lending and merchant acquiring.
- Identified client needs and recommended suitable banking solutions.

Completed core coursework in financial analysis, including financial statement analysis, financial modeling, and basic valuation techniques
Developed skills in analyzing company performance, budgeting, and forecasting
Gained practical knowledge of Excel for financial analysis

Completed formal training in violin performance.

Comprehensive legal education covering civil, administrative, criminal, and constitutional law
Developed strong analytical thinking, legal research, and problem-solving skills
Trained in legal writing, case analysis, and interpretation of legislation