Company Overview
[$COMPANY_OVERVIEW]
Role Overview
We are looking for a detail-oriented Junior Credit Investigator to join our team at [$COMPANY_NAME]. In this role, you will play a pivotal part in the credit evaluation process by conducting thorough investigations into the creditworthiness of applicants. You will work closely with senior investigators and cross-functional teams to gather, analyze, and assess critical financial information.
Responsibilities
- Conduct detailed credit investigations and background checks on applicants, ensuring accuracy and compliance with internal policies and regulations.
- Gather and analyze financial documents, credit reports, and other relevant information to determine credit risk and eligibility.
- Collaborate with senior investigators to prepare comprehensive reports summarizing findings and recommendations.
- Maintain detailed records of investigations and ensure data integrity within the credit evaluation systems.
- Assist in the development of best practices for credit investigation processes and methodologies.
- Respond to inquiries from clients and internal stakeholders regarding credit investigation outcomes.
Required and Preferred Qualifications
Required:
- Bachelor's degree in Finance, Business, or a related field.
- Strong analytical skills with a keen attention to detail.
- Ability to work collaboratively within a team environment.
- Excellent written and verbal communication skills.
- Proficiency in Microsoft Office Suite, particularly Excel.
Preferred:
- Previous experience in credit investigation, underwriting, or a related field.
- Familiarity with credit scoring models and financial analysis.
Technical Skills and Relevant Technologies
- Understanding of credit assessment tools and methodologies.
- Familiarity with financial software applications and data management systems.
- Proficient in data analysis and reporting tools.
Soft Skills and Cultural Fit
- Strong problem-solving abilities and critical thinking skills.
- Proactive attitude with a commitment to learning and professional development.
- Ability to handle sensitive information with discretion and integrity.
- Adaptability and resilience in a fast-paced work environment.
Benefits and Perks
We offer a competitive salary and a comprehensive benefits package, including:
- Health, dental, and vision insurance.
- Retirement savings plans with company matching.
- Generous paid time off and holiday schedule.
- Opportunities for career advancement and professional development.
Equal Opportunity Statement
[$COMPANY_NAME] is committed to creating a diverse and inclusive workplace. We are an Equal Opportunity Employer and welcome applicants from all backgrounds, regardless of race, color, religion, gender, sexual orientation, national origin, disability, or veteran status.
Location
This role requires successful candidates to be based in-person at our office located in [$COMPANY_LOCATION].
We encourage applicants from diverse backgrounds and experiences to apply, even if you do not meet all the qualifications listed. Your unique perspective could be a valuable addition to our team.