Technical Team Lead - Payments

About us

Yellow Card is the largest and first licensed stablecoin-based infrastructure provider, operating in 20 African countries and the emerging markets. Our mission is to empower businesses of all sizes, making it easier for them to make international payments, protect their financial assets, manage their treasury function, and access hard currency liquidity.

We are creating “financial infrastructure that works”, disrupting the financial services industry by offering innovative solutions designed to meet the distinct needs of – and real-world challenges faced on a daily basis by – our customers. Leveraging the power of stablecoins pegged 1:1 to the U.S. dollar (e.g., USDC, USDT, and PYUSD), we deliver our innovative solutions through our commercial trading function, our B2B products (i.e., our Payments API & Treasury Portal).

We're looking for a Technical Team Lead who is technically strong, deeply thoughtful, and comfortable owning systems that operate in high-stakes, real-world environments.

As the Technical Team lead of one of our PODs, you will be tasked with promoting collaboration and ensuring the successful delivery of projects within your team. We are looking for someone who has experience with our tech stack within an agile delivery philosophy.

Our technology stack includes: NodeJS, Typescript, VueJS, Serverless Framework, AWS Lambda, DynamoDB, AWS SQS, AWS IoT, AWS EC2, ELK Stack, Kubernetes, and more.

Type of person

You are someone who:

• Is highly self-motivated and communicates clearly, respectfully, and with intent.
• Is comfortable leading technical conversations, even with strong opinions in the room.
• Eager to collaborate and exchange knowledge.
• Applies new skills and pitch in for whatever the team needs to ship new code.
• Engages confidently with senior stakeholders, auditors, and external partners.
• Cares deeply about maintainability, observability, and long-term platform health.
• Has experience working within the FinTech and/or Crypto space.
• Exude your upbeat energy and enthusiasm every day to motivate your team to be the best they can be in every aspect of what they do
• Celebrate the success of others by recognising the contributions of committed team members and their achievements
• Communicate in a fashion that is respectful and well understood
• Collaborate with your peers to collectively think of innovative ideas that drive business through technology
• Build and utilise working relationships with internal business partners across the organisation and external business contacts

Key responsibilities

Duties include, but are not limited to.

• Lead the team members in scoping, estimating, and delivering product features and fixes in time and with quality. Responsible for planning, supervising, and documenting features owned by your pod.
• Design for regulatory constraints, idempotency, reconciliation, and overall system robustness. Ensure new work aligns with platform invariants and avoids one-off, high-risk complexity.
• Own the technical correctness of payments/B2B flows, ensure features are functional and meet set business requirements.
• Provide guidance to team members and assist in breaking down requirements as well as clearing blockers to aid work delivery.
• Act as the primary technical liaison between the payments pod and its stakeholders.
• Surface feasibility, constraints, and risks early before commitments are made and translate partner requirements into clear technical implications and trade-offs.
• Champion and advocate adherence to internal coding standards, development processes, and design best practices.
• Ensure quality by performing thorough testing and leveraging peer reviews for your work and the work of cross-functional teams.
• Promote collaboration and engagement to ensure the team continues to ship high-quality code fast.
• Identify and prevent technical and operational risks before they surface in production. Ensure systems remain reliable under scale, new partner integrations, and expanded country launches
• Mentor engineers to deepen their domain understanding and technical judgment. Promote a culture of clarity, ownership, and thoughtful decision-making.
• Embrace and demonstrate our values: craft for our customers, data-driven, embracing diversity, creativity, and independence.

Requirements

• +6 years of work experience as a Full-Stack Engineer/Developer, with +3 years at a Senior Engineer.
• Strong experience working in AWS cloud architecture
• Strong hands-on experience with Domain Driven Development, Node.js, and modern JavaScript/TypeScript
• Proven experience building serverless & Kubernetes architectures (Lambda, API Gateway, SQS/SNS, DynamoDB, etc.)
• Experience designing and operating event-driven microservices
• Strong understanding of RESTful APIs, async workflows, and distributed systems
• Experience with testing strategies (unit, integration, contract tests)
• Highly experienced in designing monitoring & observability systems.
• Experience in Serverless Framework is advantageous
• You have experience planning and prioritizing work, identifying dependencies, facilitating technical decisions and documenting results.
• You can support and mentor your team while also being able to deliver your work independently.
• You can collaborate closely with the product team, customer support, security and other stakeholders and sponsors to understand tooling requirements as well as country launch decisions
• You can lead by example and have strong communication skills with non-technical stakeholders.
• Ability to evaluate feasibility quickly and spot hidden assumptions and comfortable pushing back when necessary to protect system integrity.

Key Soft Skills:

• Verbal communication skills, including presentation skills, with an ability to communicate with a range of technical and non-technical team members and other relevant individuals.
• Time management and organisational skills to manage a variety of tasks and meet deadlines.
• Ability to multitask and prioritise effectively
• Excellent attention to detail.
• Ability to work under pressure, particularly when dealing with threats and at times of high demand

What We Offer

• Impactful and Purposeful Work: You will be helping to drive financial inclusion across Africa.
• Remote-First Flexibility: We embrace a fully remote work environment.
• Global & Diverse Team: You will have the opportunity to work with talented professionals from 25+ countries across the world, in a multicultural and collaborative environment.
• Learning & Development: Access to resources, support, and autonomy to grow professionally.
• Mental Health Support Services: Your mental well-being matters to us.
• Compensation & Benefits: We offer competitive compensation and meaningful health coverage, and all full-time employees are participants in our stock option plan.

Ready to Join Us?

Are you up for the challenge? Apply today and be part of shaping the future of FinTech. Let's innovate, disrupt, and lead together!