Vella Finance

Many Micro, Small, and Medium Enterprises (MSMEs) in Africa face significant hurdles in accessing global revenue opportunities due to inadequate financial infrastructure. The landscape of B2B payments in Africa is challenging, with the continent recognized as the most expensive payment corridor globally. Compounding this, the escalating costs of conducting business, alongside foreign exchange inflation, create an environment where it is exceedingly difficult for businesses to flourish. Our customers often struggle with the complexities and high costs associated with cross-border transactions, which is why Vella Finance was established to provide a comprehensive financial operating system tailored to foster the growth of every enterprise in Africa.

Vella Finance aims to simplify cash, spend, and treasury management for businesses by leveraging robust on and off-ramp infrastructure. This enables us to deliver efficient local and cross-border collection, payout, and revenue management tools. Initially, Vella Finance focused on supporting crypto infrastructure and spending in Africa. However, we have evolved to assist financially underserved enterprises by bridging the gap between traditional finance (TradFi) and Decentralized Finance (DeFi) along with cryptocurrency rails. This approach helps businesses boost cross-border trade and commerce. Our platform empowers businesses to send money to suppliers and partners in over 80 countries and seamlessly receive payments from their customers through various methods such as payment links, invoices, and payment gateway integrations. We understand that businesses in Nigeria, for example, are navigating trying times. By joining forces with entities like Carbon, we can provide a platform offering AI-driven insights into financial transactions, access to low-cost loans, and the power of AI models to help address various business challenges. Our commitment is to allow businesses to reach more customers, develop cutting-edge financial products, and ensure a more secure banking experience.