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TabbyTA

Risk Analyst

Tabby is a financial technology company offering buy now, pay later services, allowing consumers to split purchases into interest-free monthly payments. They aim to reshape people's relationship with money by providing empowering and fair financial products.

Tabby

Employee count: 1001-5000

Spain only

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About Tabby:

Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. Over 20 million users choose Tabby to stay in control of their spending and make the most out of their money.The company’s flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 40,000 global brands and small businesses, including Amazon, Noon, IKEA, and SHEIN use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores.Tabby generates over $14 billion in annual transaction volume for its partner brands and is the highest-rated, most-reviewed, largest, and fastest-growing FinTech in the GCC region.Tabby launched in 2019 and has since raised +$1 billion in equity and debt funding from global and regional investors, and now has an implied valuation of $4.5 billion.


About the Role

As a Risk Analyst at Tabby, you will play a key role in analysing risk performance and contributing to the risk strategy across our products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. This role is highly cross-functional, requiring close collaboration with data, product and engineering teams to ensure healthy portfolio performance.

Key Responsibilities

  • Analyse portfolio performance, customer behavior, and key risk indicators across products and segments.
  • Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership
  • Optimize risk strategies and policies to support sustainable growth
  • Contribute to the design and rollout of new products and policies
  • Collaborate with cross-functional teams to support launches in new markets and verticals
  • Continuously seek to improve risk management processes and strategies through innovation and adopting best practices.

Skills, Knowledge & Expertise

  • Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field.
  • 2–4 years of experience in risk management, fraud analytics, or a related data-driven role preferably in the Fintech sector or related financial services.
  • Strong analytical skills and experience with SQL, Python or similar tools
  • Understanding of consumer lending, digital wallets, transfers and fintech risk models
  • Ability to work independently and in a fast-paced, high-growth environment
  • Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely

About the job

Apply before

Posted on

Job type

Full Time

Experience level

Mid-level

Education

Bachelor degree
Postgraduate degree

Experience

2 years minimum

Location requirements

Hiring timezones

Spain +/- 0 hours

About Tabby

Learn more about Tabby and their company culture.

View company profile

At Tabby, we are driven by a fundamental belief: today's financial institutions were often built on models that extract wealth rather than create it. We see a world where interest charges, hidden fees, and extended debt cycles can keep individuals from realizing their full potential. That's why we're committed to changing this narrative. Our mission is to build financial products that are designed to inspire and cultivate financial freedom. We aim to reshape your relationship with money, transforming it into one that is empowering, fair, and even playful. Whether you're furnishing a new home with a couch or selecting an outfit for a significant life event, we want you to feel good about your purchases, and with Tabby, you can.

Our core values guide every decision we make and every product we create. We believe our work gains its deepest meaning when the tools we build are used by people to enhance their daily lives; the more lives we positively impact, the more significant our work becomes. We operate on the principle of treating others as we would like to be treated ourselves. Dealing with money is a serious responsibility, and we approach it with the utmost gravity, striving to bring clarity from chaos so that individuals can make informed choices that are best for them. Furthermore, we believe that work should be more than just problem-solving; it should also be about creating joy and inspiring what's possible, even if that means taking calculated risks and not always opting for the safest path. We are dedicated to bringing financial freedom to the MENA region, currently serving millions of shoppers and thousands of brands across Saudi Arabia, the United Arab Emirates, and Kuwait, with ambitious plans for further expansion.

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Tabby

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