Scratch Financial

Scratchpay provides simple and friendly payment plans for medical financing, specifically tailored for pet owners. With high approvals, no hidden fees, and no surprises, they strive to make veterinary care more accessible. Their user-friendly application process, available on both mobile and desktop platforms, allows customers to quickly check rates and select payment plans that suit their needs. This flexibility encourages pet owners to seek necessary treatments without the fear of financial burden.

Founded in 2016, Scratchpay believes that every pet owner should have access to veterinary care without the stress of complicated payment options. They offer various payment plans ranging from $200 to $10,000, with terms between 12 and 36 months, accommodating different financial situations. Scratchpay stands out for its commitment to transparency, ensuring that borrowers face no prepayment penalties or deferred interest. With such clear financing options, Scratchpay helps alleviate the pressure of upfront veterinary costs.