Senior Credit Strategy Manager

The Rock Family of Companies is made up of nearly 100 separate businesses spanning fintech, sports, entertainment, real estate, startups and more. We’re united by our culture – a drive to find a better way that fuels our commitment to our clients, our community and our team members. We believe in and build inclusive workplaces, where every voice is heard and diverse perspectives are welcomed. Working for a company in the Family is about more than just a job – it’s about having the opportunity to become the best version of yourself.

At Rocket Loans, you’ll build a career that helps you achieve your professional goals while helping clients get the loans they need to reach their financial goals. We’re looking for innovators and those unafraid to disrupt the status -quo. With an inclusive culture and opportunities to make a positive impact; we’re here to help you foster your career growth. And with a comprehensive benefits package and perks including on-site health care, wellness courses, education assistance and family support, you can be sure that your health and wellness is our top priority.

Apply today to join a team that can help empower you to be a part of something bigger, while elevating your career to the next level.

Minimum Qualifications

• 6 years of credit experience working for fintech or bank, in personal loans, credit cards or related lending products
• Master’s degree in business, statistics, STEM, economics, or a related field
• Strong expertise in credit strategy for credit approvals, credit amount assignment and pricing in one or more consumer credit portfolios
• Proficient in programming languages such as SQL, or Python for data extraction, manipulation, analysis and modeling
• Strong analytical skills and attention to detail, with the ability to interpret complex data, draw actionable insights and recommend risk mitigation strategies
• Proven track record in developing and implementing credit risk strategies to optimize portfolio performance
• Strong problem-solving and decision-making skills

Preferred Qualifications

• Experience managing credit risk across multiple product lines and customer segments
• Excellent communication and interpersonal skills to collaborate effectively with cross-functional teams

Job Summary

As a Senior Credit Strategy Manager, you'll support the Credit and Fraud Prevention team by implementing credit and fraud strategies, monitoring portfolio performance and building dashboards. Leveraging expertise in credit risk management and analytics, you'll focus on portfolio growth while driving initiatives to optimize credit performance.

Responsibilities

• Utilize expertise in credit risk strategy to analyze and optimize portfolio performance across various lending products
• Develop and implement credit and fraud risk assessment methodologies and tools, leveraging strong understanding of regulatory requirements and compliance in the credit industry
• Collaborate with cross-functional teams to analyze complex financial data, make informed credit decisions, build proposals and implement appropriate risk mitigation strategies
• Utilize programing programs, such as SQL and Python, to extract and manipulate data, conduct data analysis and build credit and fraud risk strategies
• Stay updated on industry best practices and emerging trends in credit risk management and incorporate them into the development of credit strategies
• Build compelling data visualizations and distilling key informative messages clearly from large amounts of data
• Present findings and recommendations to stakeholders, including senior management, to support decision-making processes

Benefits and Perks

Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We’ve got your back. Check out our full list of Benefits and Perks.

Who We Are

Rocket Companies® is a Detroit-based company made up of businesses that provide simple, fast and trusted digital solutions for complex transactions. The name comes from our flagship business, now known as Rocket Mortgage®, which was founded in 1985. Today, we’re a publicly traded company involved in many different industries, including mortgages, fintech, real estateand more. We’re insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. We’re passionate about the work we do, and it shows. We’ve been ranked #1 for Fortune’s Best Large Workplaces in Financial Services and Insurance List in 2022, named #5 on People Magazine’s Companies That Care List in 2022 and recognized as #7 on Fortune’s list of the 100 Best Companies to Work For in 2022.

Disclaimer

This is an outline of the primary responsibilities of this position. As with everything in life, things change. The tasks and responsibilities can be changed, added to, removed, amended, deleted and modified at any time by the leadership group.

We are proud equal opportunity employers and committed to providing an inclusive environment based on mutual respect for all candidates and team members. Employment decisions, including hiring decisions, are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. We also provide reasonable accommodation to qualified individuals with disabilities in accordance with state and federal law. 

The Company is an Equal Employment Opportunity employer, and does not discriminate in any hiring or employment practices. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with state and federal law. Applicants requiring reasonable accommodation in completing the application and/or participating in the employment application process should notify a representative of the Human Resources Team, The Pulse, at [email protected].