United States onlyThe Opportunity:
As a Life Underwriting Research Consultant, you'll join an innovative and dynamic environment supporting the Office of the Corporate Chief Underwriter (OCCU). In this role, you'll dive into a variety of exciting projects and research initiatives. Your work will be diverse and impactful, including supporting protective value (PV) studies; creating RFPs for different vendors and vendor evaluation; examining and identifying new data sources for research and insights; improving workflows and working on ways to increase automation; providing input on predictive modeling; and revising underwriting rules and procedures.
The Team:
You'll join a collaborative and forward-thinking team of underwriters from various backgrounds and product expertise, who are motivated to shape the underwriting landscape at MassMutual. As a team, we demonstrate accountability, agility, a dedication to being inclusive, a strong business acumen, and show courage and professionalism when advocating for a particular project or presenting a healthy challenge to the status quo. Outside of the Underwriting team, you can expect to work with colleagues from Data Science, Actuarial, Product, Competitive Intelligence, and IT.
The Impact:
- Partner with leadership across the enterprise to champion changes that improve processes, while maintaining mortality expectations
- Shape data sources for data driven underwriting practices
- Provide recommendations around new technologies and methodologies for risk selection
- Analyze, create, and develop rules for our algorithmic and accelerated underwriting (fluidless) processes
- Develop new and competitive underwriting guidelines with research, documentation, marketing, and presentations
The Minimum Qualifications:
- HS diploma or GED
- 8+ years of relevant work experience in Life Insurance Underwriting
- Minimum $5+ million life approval limit without second signature
The Preferred Qualifications
- Bachelor’s Degree
- Confident communicator with strong written and verbal communication skills
- Be able to think strategically and influence others.
- Ability to partner with key constituents to support strategic and tactical development.
- A demonstrated track record of consistently meeting and/or exceeding performance expectations.
- Industry exams completed
What to Expect as Part of MassMutual and the Team
Regular meetings with the Office of the Corporate Chief Underwriting Team
Focused one-on-one meetings with your manager
Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups
Access to learning content on Degreed and other informational platforms
Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits
Salary Range:
$115,900-$152,100At MassMutual, we focus on ensuring fair equitable pay, by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component.
Why Join Us.
We’ve been around since 1851. During our history, we’ve learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.
We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It’s more than our company structure – it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.
MassMutual is an equal employment opportunity employer. We welcome all persons to apply.
If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
At MassMutual, we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance.
