Provide information on credit union products and services to members, evaluate and recommend loan approvals, denials, and modifications, and process loan applications.
Requirements
- Interview consumer loan applicants
- Collate, analyze, and evaluate information & documentation in support of loan applications
- Evaluate borrower Character, Collateral, Capacity to Repay, and Credit position
- Calculate debt-to-income ratios, collateral needs, and payment plans on consumer loan applicants
- Correspond with members, applicants, and creditors to resolve questions regarding application information
- Recommend loan approval/denials, counter-offers, and deviations from conventional loan structure and pricing
- Manage loan closing process with customers
- Consult with members and the public about asset purchase, credit management, budgeting, debt restructuring, and financial planning issues
- Notify applicant of loan decision
- Inform prospective borrowers of loan commitments
- Review regulations as they apply to installment loan security agreements
- Make outbound calls to members to solicit loan applications
- Provide exceptional member service to our members
- Abide by all applicable policies, procedures, and regulations
- Work proactively to build relationships necessary to meet set goals for the position
- Effectively assist members through the loan application and approval process
- Effectively prepare loan documentation for processing
- Assist in managing risk through diligence in the information gathering process
- Provide timely, service-oriented feedback to applicants regarding the status of their loans
- Perform assigned loan prospect calls to assist in meeting goals for the position
Benefits
- Paid Time Off
- 401k Matching
- Retirement Plan
- Visa Sponsorship
