Lendha

Lendha Technology Limited is a pioneering financial technology company headquartered in Lagos, Nigeria, committed to transforming the financial landscape for Micro, Small, and Medium Enterprises (MSMEs). Established in 2020, the company addresses the critical challenge of limited access to capital that hinders the growth of small businesses in emerging markets. Lendha operates a robust, credit-led financial operating system that empowers offline and underserved businesses with seamless access to working capital without the traditional requirements of collateral or cumbersome paperwork.

At the core of Lendha's innovative approach is the utilization of advanced artificial intelligence and machine learning algorithms. These technologies enable the company to assess creditworthiness accurately and efficiently, allowing for rapid loan approvals and disbursements, often within a few hours. Beyond lending, Lendha provides a comprehensive suite of business management tools, including a dedicated business account and an intuitive bookkeeping solution. These tools are designed to help business owners monitor their cash flow, manage expenses, and build a verifiable financial history, which further enhances their access to credit.

Lendha's mission extends beyond mere financing; it aims to be a growth partner for African SMEs. By providing the necessary financial infrastructure and support, Lendha enables entrepreneurs to seize market opportunities, expand their operations, and contribute significantly to the local economy. The company's user-friendly platform and commitment to financial inclusion have positioned it as a key player in Nigeria's burgeoning fintech sector, driving sustainable growth for thousands of small businesses across the region.