Director, Financial Risk

KOHO is looking for a Director, Financial Risk to lead the strategy and analytics efforts within its financial risk management function. The role will oversee Credit Risk and Non-Credit Financial Risk, managing a team of financial risk subject matter experts to safeguard KOHO's financial health while enabling sustainable growth.

Requirements

• 10+ years of experience in financial risk management, with significant exposure to retail credit risk and/or treasury/financial risk management
• Leadership: Proven experience managing people managers and leading high-performing analytical teams
• Education: A Bachelor’s or Master’s degree in a quantitative field (e.g., Mathematics, Statistics, Economics, Finance, Engineering) or equivalent practical experience
• Technical Expertise: Deep understanding of IFRS 9 standards, ECL methodologies, and stress testing frameworks
• Analytical Mindset: Exceptional analytical and problem-solving skills, with the ability to translate complex data into actionable strategic insights
• Communication: Strong ability to communicate complex risk concepts to non-technical stakeholders and senior executive leadership
• Collaboration: A 'builder' mindset—you thrive in cross-functional environments and can effectively influence peers in Product, Finance, and Tech

Benefits

• Flexible hours
• Remote-first setup built around autonomy and high trust
• Asynchronous collaboration
• Work-life integration, not just work-life balance
• Performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians