Kingstone Insurance Company, a subsidiary of Kingstone Companies, Inc., is a well-established property and casualty insurer with a long-standing history dating back to its founding in 1886. Headquartered in Kingston, New York, the company has been serving the insurance needs of residents and businesses in the northeastern United States for over a century. Originally established as the Co-Operative Fire Insurance Company of Catskill, New York, it has undergone several transformations, including a name change to Commercial Mutual Insurance Company in 1976 and its conversion to a stock company in 2009, which led to its current name, Kingstone Insurance Company. The company's longevity in the competitive insurance market is a testament to its stability and commitment to its policyholders.
Kingstone Insurance Company specializes in providing a range of personal and commercial insurance products, with a primary focus on homeowners insurance. Its offerings are tailored to meet the diverse needs of its clientele, which includes coverage for coastal homes, high-value properties, seasonal residences, and landlord properties. In addition to standard homeowners policies, Kingstone provides dwelling fire, condominium, co-op, and renters insurance. The company also offers personal umbrella policies to provide an extra layer of liability protection. Kingstone distributes its products exclusively through a network of independent agents and brokers, emphasizing a philosophy centered on personal service, responsiveness, and building strong partnerships. This approach allows for a more personalized experience for policyholders, ensuring they receive coverage that aligns with their specific circumstances. The company is licensed to operate in several states, including New York, New Jersey, Rhode Island, Massachusetts, and Connecticut, and continues to adapt to the evolving marketplace by developing new products and enhancing its existing offerings.
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