GreenSky

GreenSky® was founded on the idea that payment, credit, and commerce could be enhanced using technology delivered via an elegant user experience. The company believed that payment and credit could be an asset that empowers and enables commerce, not a distraction or impediment. Today, GreenSky delivers a service that helps businesses grow and delight their customers. At the heart of what GreenSky does is a culture centered on leveraging technology to simplify and improve financial processes. Their platform is designed to empower businesses with flexible financing solutions, fostering growth and enabling them to offer consumers a seamless and accessible payment experience. This commitment extends to a mission of delivering exceptional value, assisting businesses in their expansion and in satisfying their clientele.

GreenSky's highly scalable, proprietary, and patented technology platform enables merchants to offer frictionless promotional payment options to consumers, which in turn drives increased sales volume and accelerated cash flow. Banks and other financial institutions leverage GreenSky's technology to provide loans, primarily to super-prime and prime consumers nationwide. Since its inception, the GreenSky® Program has facilitated financing for nearly 6 million consumers, amounting to over $50 billion in commerce through its real-time 'apply and buy' technology. The company operates as a financial technology entity, licensing its platform to financial institutions to make consumer loans via point-of-sale financing solutions. It's important to note that GreenSky itself is not a lender but administers the program on behalf of and under the direction of participating banks and financial institutions. This innovative approach to point-of-sale financing supports both consumers and businesses, aligning with a broader goal of driving growth and improving financial accessibility across various industries.