FinAccel

For millions of underbanked consumers across Southeast Asia, accessing credit has traditionally meant navigating complex paperwork, steep interest rates, and exclusionary requirements that leave them worse off than before. Kredivo Group exists to change that reality - providing fast, affordable, and widely accessible digital financial services that meet people where they are, wrapped up in a beautiful user experience that makes managing money feel intuitive rather than intimidating.

Kredivo Group (formerly known as FinAccel) is Southeast Asia's leading provider of digital financial services through its brands Kredivo, KrediFazz, and Krom. The company's flagship product, Kredivo, is the leading digital credit platform in Indonesia and Vietnam, offering customers instant credit financing for ecommerce and offline purchases, as well as personal loans, all based on proprietary AI-enabled real-time decisioning. Krom Bank Indonesia operates the group's neobank, expanding financial inclusion through digital banking services. With 66% of Southeast Asia's population being unbanked or underbanked, and less than 10% of the middle class in Indonesia possessing a credit card, Kredivo sees enormous opportunity to serve these underserved millions with innovative credit solutions and other financial services. The company has raised over $821 million in total funding from investors including Mizuho Financial Group, Amazon, NAVER, and Square Peg Capital, achieving a valuation of approximately $2.5 billion.