Cogent Bank

Cogent Bank is a forward-thinking, state-chartered commercial bank based in Florida, committed to delivering exceptional financial services and innovative banking solutions tailored to the unique needs of both personal and business clients. Established in 2018, Cogent Bank has rapidly expanded its offerings, which include diverse lending options, treasury management, digital banking, and depository services. Our diverse portfolio reflects our dedication to serving various industries, such as Association Banking, Cannabis Banking, and Business Aviation, ensuring we can effectively cater to the unique financial demands of our clientele.

At the core of Cogent Bank’s mission is a commitment to moving our clients forward through personalized service and tailored financial solutions. We pride ourselves on maintaining a close connection with our community, and our experienced professionals work diligently to provide the support needed for both individuals and businesses to thrive. With assets exceeding $1.9 billion as of September 30, 2024, and a strong presence across Florida with nine banking centers, Cogent Bank stands as a reliable partner in financial success for our diverse clientele. Our philosophy emphasizes innovation and flexibility, allowing us to adapt our offerings to meet the evolving dynamics of the financial landscape.