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Backend Ruby Engineer

Light a candle for your bank – when you’re better informed, you’re harder to exploit.

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51-200

We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.

If there’s anything we can do to accommodate your specific situation, please let us know.

You can also see our latest DE&I report here

About Cleo

Most people come to Cleo to do work that matters. Every day, we fight for the world’s financial health, building a beloved AI that empowers people to make better financial decisions.

Backed by some of the most well-known investors in tech, we’ve reached over 4 million users and plan to double that number each year...which is where you come in.

We’re looking for a brilliant backend Ruby engineer to join us on our mission to fight for the world's financial health. You’ll be joining a team of adaptable, creative and product-focused engineers who ship working software. We understand our customers, we understand their pain, and we are passionate about helping them. 

View how we run our Engineering Interview process here! https://web.meetcleo.com/blog/how-we-do-engineering-interviews-at-cleo

What you’ll be doing

  • Joining a cross-functional product squad with a mix of backend engineers, data analysts, frontend engineers, user researchers, designers, UX writers and others to develop features that improve our users’ financial health.

  • Working on our Ruby on Rails monolith to build out data models, background workers, JSON apis, and business logic services to support those product features.

  • Writing automated tests alongside your code to give us the confidence to ship it.

  • Using AB-Tests, feature flags and other tools that let us iterate quickly.

  • Analysing data, wherever you might find it — querying our postgresql database, investigating our application logs, monitoring our stats and performance metrics, or digging into our quantitative user research data — to detect problems and come up with new ideas.

  • Supporting your colleagues by joining our in-hours support rota, and, optionally, joining our compensated out-of-hours on-call rota.

  • Getting involved in cross-cutting concerns that lift our entire engineering effort with the rest of the backend chapter.

  • Taking part in shaping all the work your squad does, not just the technical parts. Delivery is a team sport, and we encourage everyone at Cleo to share their ideas, so you can expect to be involved in product ideation sessions, user research calls, design reviews, retrospectives, ways of working sessions, product demos, OKR reviews.

Here are some examples, big and small, of the kinds of product feature work our engineers have taken part in over the last year:

  • Building a secured credit card from scratch to help our users improve their credit scores without changing their habits.

  • Launching our new budget rewind feature to help users understand their pay-cycle and provide them with better analysis of how they got on with their budget.

  • Adding discount plans and tiering options to our subscriptions so we can experiment with the best pricing for different types of users.

Whichever squad and part of the business you land in, you will ship changes multiple times a day to our hundreds of thousands of active users and seeing your work having a material impact on the financial health of those most in need.

About you

Firstly and most importantly, all of the above sounds exciting to you and you want to make a positive difference in society by improving the financial health of our users worldwide.

You’ve also read our company values and engineering principles which drive our ways of working and help us deliver working software to our users, learn what works and iterate quickly to improve it.  You share and embrace these opinions and are passionate about using them to deliver value.

As this is a SE2-SE3 position we’re looking for someone who has strong industry experience of using Ruby on Rails for a minimum of 2 years. If it’s a lot more than that, maybe you want to look at our Senior role, if it’s much less you should look at our Graduate role.

What do you get for all your hard work?

  • A competitive compensation package (base + equity) with bi-annual reviews. You can view our public progression framework and salary bandings here: https://cleo-ai.progressionapp.com/engineering - this position is a SE2-SE3 level and we can pay £49,420-£79,396 p.a depending on experience.

  • Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton & EQT Ventures.

  • A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.

  • Work where you work best. We’re a globally distributed team. If you live in London we have a hybrid approach, we’d love you to spend one day a week or more in our beautiful office. If you’re outside of London, we’ll encourage you to spend a couple of days with us a few times per year. And we’ll cover your travel costs, naturally.

  • Flexibility: We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best work

  • Other benefits:

    • 25 days Annual leave a year + public holidays (+ an additional day for every year you spend at Cleo)

    • 401k matching in the US and 6% employer-matched pension in the UK

    • Early finish every Friday

    • Online courses & internal training to level up your skills

    • Regular socials and activities, online and in-person

    • Online mental health support via Spill

    • And many more!

UK App access: The Cleo app is no longer downloadable in the UK (but only until next year). If you’re an existing user, you’ll still have access to the app. But some features won’t be available (just for a little while). Why? 99% of our users are based in the US – where financial health is often overlooked. We’ve decided to shift our focus to where we can provide the most value and make the greatest impact for users who need it most. Then we’ll be able to apply what we learn to better support our UK users in the future. Check out this page for more information.

About this role

October 4th, 2022

August 5th, 2022

Full Time

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About Cleo

Learn about Cleo and their company culture.

View company profile
Light a candle for your bank – when you’re better informed, you’re harder to exploit. 

We launched in 2016 because banking is boring and broken, and are a ‘fast-growing start-up’ backed by the founders of Skype, Transferwise and Zoopla. 

In the past year (yes, mid pandemic) we’ve grown the team from 45 to 85, launched in North America, closed a $10m Series A led by Balderton Capital and helped over 3 million of you in the US, Canada and the UK feel better about your money.

Our mission? To fight for the world’s financial health.

Cleo’s not a bank. She doesn’t want your money and she’s on your side.

Elevator pitch: A habit tracking and money management app, all wrapped up in a devastatingly (you’ll get it) intelligent chatbot. Cleo sits above your bank accounts and uses AI to analyse your spending and provide actionable insights. You get a range of features such as budget set-ups, spending wrecking, goal setting and personality modes whilst also helping to avoid overdraft charges with things like auto-savings and cash back rewards.

You set your goals – getting out of your overdraft, saving for a down payment, being able to look at your balance without having a minor, major breakdown etc. – Cleo gets rid of your blockers.

Like your bank, if they actually cared.

Tech stack

Learn about the technology and tools that Cleo uses.

View tech stack

Benefits and perks

Learn about the benefits and perks that Cleo provides.

View benefits
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Learning and development budget

Online courses and internal training to level up your skills like from coding, to SQL, to management training and access to Pushfar. An online platform for external mentorship.

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Generous vacation

25 days Annual leave a year + public holidays

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Employee assistance program (EAP)

Online mental health support via Spill

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