KYC Operations Associate Analyst

The KYC Operations Assoc Analyst is an entry-level position responsible for participating in Anti-Money Laundering (AML) monitoring, governance, oversight and regulatory reporting activities in coordination with the Compliance and Control team. The overall objective of this role is to assist in the development and management of a dedicated internal KYC (Know Your Client) program at Citi.

Responsibilities:

• Conduct reviews of client account activity, statements, internet research, and client profile information
• Conduct background checks/intelligence/customer research/transactional analysis
• Conduct regulatory and sanction screenings as well as review domestic consumer cases and support complex periodic review processes
• Escalate unusual activity to the Financial Intelligence Unit (FIU) and assist with escalating potential risks
• Support periodic review triage processes
• Present summarized findings to peers and management, including recommendations to changes in procedures resulting from review findings and quality assurance review of analyst case work
• Onboard/train new associates, as needed
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 0-2 years of relevant experience
• Previous experience in financial Crimes, AML Investigations, or Operational Risk experience
• CAMS/CFE certification preferred

Education:

• Bachelor's degree/University degree or equivalent experience

Job Description needs to be changed to the following:

The Know Your Customer (KYC) Operations Associate Analyst, within Global Screening Operations, is an entry-level position vital to performing risk and compliance reviews. This role operates in close coordination with the broader Anti-Money Laundering (AML) team, focusing on conducting thorough reviews and in-depth analysis of business cases to ensure regulatory adherence and mitigate risk

Responsibilities:

• Conduct comprehensive investigations and research account activity leveraging various internal and external databases.
• Document investigative steps, analysis, and conclusions in a clear, concise, and timely manner, ensuring case files meet audit and regulatory standards
• Prepare written summaries of findings that clearly articulate risk rationale and support case disposition decisions
• Support timely case completion in line with agreed service level agreements (SLAs) and quality standards
• Coordinate with internal stakeholders and follow up with appropriate points of contact to obtain additional information when required.
• Where applicable to the role, assist with the preparation and documentation of regulatory filings (e.g., Suspicious Activity Reports) in accordance with applicable requirements.
• Rigorously assess and manage risk in business decisions, prioritizing the firm's reputation and safeguarding Citigroup, its clients, and assets. This includes ensuring compliance with applicable laws, rules, and regulations, adhering to internal policies, exercising sound ethical judgment in all professional conduct, and effectively escalating, managing, and reporting control issues with transparency.

Qualifications:

• 0–2 years of relevant experience in operations, compliance, risk management, financial services, or a related field
• Basic knowledge of Anti-Money Laundering (AML), Know Your Customer (KYC), or financial crimes regulations
• Proficiency with computers and standard business applications
• Effective verbal and written communication skills.
• Strong analytical and problem‑solving skills, with a strong attention to detail.
• Experience working with structured review or case management processes with an ability to manage tasks within defined timelines

Education:

Bachelor’s/University degree or equivalent experience

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In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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