United States onlyWhat The Role Is
Under general supervision, the Mortgage Loan Underwriter is responsible for approving or denying mortgage loans based on information provided in a loan application.
- Remote within Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Missouri, Tennessee, and Texas.
How You will Make an Impact
Verifies income and employment information of borrower.
Reviews credit history of borrower.
Evaluates the borrower's depository accounts and assets.
Determines fair market value for the collateral by reviewing the appraisal.
Ensures that property specifications and loan terms meet financial institution requirements and government regulations.
After evaluation of the application and collateral, the mortgage underwriter renders the underwriting decision.
Documents the reasons for approval or denial of the loan and includes the documentation in the loan file.
Provides and maintains a professional, business-like atmosphere within the organization.
Who You Are
High School Diploma or equivalent.
Thorough understanding of all loan programs.
Have a good understanding of FHA, VA and conventional underwriting guidelines for all loan investors.
Must be able to meet strict time deadlines and work independently under pressure.
Must be detail oriented and able to follow set guidelines.
Excellent written and verbal communication skills.
Works cooperatively with others.
Regular and reliable attendance.
If your experience aligns with this description, please consider applying. Many skills are transferable among industries and a passion for the role and willingness to learn are important considerations. We believe that a diverse workforce creates problem-solving and creative thinking, which is why we’re dedicated to adding new perspectives to the team and encourage everyone to apply.
The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Cadence Management reserves the right to amend and change responsibilities to meet business and organizational needs as necessary.
Cadence Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
