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Alt.xyzAL

Senior Fullstack Engineer, Payments

Alt is a platform for researching, buying, selling, and vaulting trading cards, offering real-time pricing data and portfolio tracking to increase transparency and liquidity in alternative assets.

Alt.xyz

Employee count: 51-200

Salary: 140k-180k USD

United States only

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Alt is unlocking the value of alternative assets, starting with the $5 B trading-card market. We let collectors buy, sell, vault, and finance their cards in one place and we are backed by leaders at Stripe, Coinbase, Seven Seven Six, and pro athletes like Tom Brady and Giannis Antetokounmpo. Our next frontier is real-time pricing at scale—the Alt Value that powers every trade, loan, and product on the platform.

We’re looking for a Senior Fullstack Engineer who wants to build the financial engine of our platform. You’re not just building a checkout flow; you’re powering the liquidity that makes this marketplace work. You’ll join a high-impact team responsible for our custom double-entry ledger, payment provider integrations, and our core lending products.

If you have a "measure twice, cut once" mindset for backend integrity but still move with a bias toward action on the frontend, you’ll thrive here.

What You’ll Do Here:

  • Engineer Financial Integrity: Build and maintain our custom-built double-entry ledger system to ensure every cent is accounted for across the platform.
  • Own Lending Infrastructure: Design and scale our lending products—from the logic of credit disbursements to the automated lifecycle of loan management.
  • Architect Integrations: Design and implement robust integrations with payment gateways and banking partners, ensuring 99.99% reliability and seamless reconciliation.
  • Own the UX of Money: Create high-trust user interfaces for payments and lending that make complex financial actions feel simple, transparent, and secure.
  • Balance Rigor with Speed: Make thoughtful trade-offs between rapid feature shipping and the uncompromising correctness required for financial systems.
  • Be a Multiplier: Level up the team through rigorous code reviews, technical documentation, and mentorship.

This is a perfect fit if you…

  • Are Obsessed with Correctness: You understand that in payments, "mostly working" is a failure. You think deeply about idempotency, race conditions, and data consistency.
  • Think Like a Product Owner: You don't just build a "pay button"; you understand the flow of funds and how to communicate financial status clearly to the user.
  • Love Building Infrastructure: You’re energized by the challenge of building a ledger or a lending engine from the ground up.
  • Are Pragmatic: You know when to build a custom internal solution and when to leverage a third-party API to get the job done.

What You Bring to the Table:

  • 5+ years of experience with a heavy focus on backend systems (Python, Postgres, AWS) and a proven ability to build modern frontends (React, TypeScript).
  • Fintech or Payments experience: You’ve worked with ledgers, payment processors, or lending products and understand the complexities of moving money.
  • Database Mastery: You are an expert in SQL and relational database design—you know how to write a transaction that won't fail under load.
  • Fullstack Ownership: A track record of taking a complex financial feature from a technical design doc all the way to a polished UI in production.
  • Bonus: Experience with distributed systems, credit/risk modeling, or the alternative asset space.

What You’ll Get From Us:

  • A seat at the table to help shape the future of Alt and the alternative asset space
  • Autonomy and ownership on projects that matter
  • $100/month work-from-home stipend
  • $200/month wellness stipend
  • WeWork office stipend
  • 401(k) retirement benefits
  • Flexible vacation policy
  • Generous paid parental leave
  • Competitive healthcare benefits, including HSA, for you and your dependent(s)

Base salary range: $140,000-$180,000, plus equity. Offers may vary based on experience, location, and other factors.

About the job

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Posted on

Job type

Full Time

Experience level

Senior

Salary

Salary: 140k-180k USD

Location requirements

Hiring timezones

United States +/- 0 hours

About Alt.xyz

Learn more about Alt.xyz and their company culture.

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At Alt, we are pioneering a revolutionary transformation in the investment landscape by unlocking the intrinsic value of alternative assets. Through our groundbreaking technology, we are systematically dismantling the barriers that have traditionally rendered collectibles like trading cards illiquid and opaque. Our mission is to create a world where any cherished item can be recognized as a viable investment opportunity, fostering a new paradigm of financial empowerment. We have engineered a sophisticated platform that provides collectors and investors with an unprecedented suite of tools, including real-time, data-driven valuations through our proprietary 'Alt Value' technology. This innovation leverages a combination of machine learning algorithms and expert market analysis to deliver the most accurate and current pricing for millions of cards, bringing clarity and confidence to a historically fragmented market.

Our commitment to innovation extends to every facet of our ecosystem. The Alt Vault, a state-of-the-art, secure storage facility, ensures that every asset is not only protected and insured but also digitized and cataloged for seamless management. This foundation enables unparalleled liquidity through our Fixed Price Marketplace and bi-weekly Liquid Auctions, facilitating swift and secure transactions. We empower our users to not just buy and sell, but to truly understand the dynamics of the market with in-depth trend data and portfolio tracking. By providing this robust infrastructure, which includes services like borrowing against vaulted assets, Alt is not merely a marketplace; it is a comprehensive financial platform that is redefining the future of investing, making it more accessible, transparent, and rewarding for everyone who is passionate about their collection.

Employee benefits

Learn about the employee benefits and perks provided at Alt.xyz.

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Company meals

Company-provided meals.

Equity benefits

Equity options for employees.

401(k) plan

A 401(k) retirement savings plan.

WeWork access

Access to WeWork co-working spaces.

View Alt.xyz's employee benefits
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Alt.xyz

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