Vineet Sharma

VS

Open to opportunities

Vineet Sharma

@vineetsharma4

Credit Manager at Roha Housing Finance underwriting home loans and LAP, with experience across retail lending operations and customer support.

What I'm looking for

I want to deliver value and growth to an organization by applying the knowledge and experience I've gained while continuing to strengthen my skills and professional excellence.

At Roha Housing Finance Pvt. Ltd., I handle credit underwriting, PD visits, and CAM preparation for home loans and LAP.

Previously, I worked in credit at HDB Financial Services Limited and in operations at TATA Capital Financial Services Limited, covering products including LAP, personal loans, business loans, and home loans. My experience also includes school accounting and administration, along with customer support for internet services.

Experience

Work history, roles, and key accomplishments

RL

Current

Credit Manager

Current

Roha Housing Finance Pvt. Ltd.

Nov 2023 - Present (2 years 10 months)

Credit Underwriting, PD visits and CAM preparation for Home loan and LAP.

Credit Underwriting PD Visits CAM Preparation Home Loans LAPS

HL

Credit Relationship Manager

HDB Financial Services Limited

Nov 2022 - Nov 2023 (1 year)

Credit Underwriting, PD visits and CAM preparation for Home loan, Personal Loan, Business Loan and LAP.

Credit Underwriting PD Visits CAM Preparation Home Loans Personal Loans Business Loans LAPS

TL

Sr. Operation Executive

TATA Capital Financial Services Limited

Apr 2019 - Nov 2022 (3 years 7 months)

Disbursement of Home Loan and LAP with credit subjective completion, legal documents requirement and as per technical valuation.

Disbursements Home Loans LAPS Credit Legal Documentation Technical Valuation

RB

Accountant

Radcliffe School Bhopal

Jan 2017 - Mar 2022 (5 years 2 months)

Handling accounts of school fee, daily expenses, bank deposition, and administrative works.

Accounting Student Fee Management Daily Expenses Bank Deposition Administration

DS

Administrative Officer

Dream India School

Jan 2015 - Feb 2017 (2 years 1 month)

Handling accounts of school fee, daily expenses, bank deposition, and administrative works.

Accounting Student Fee Management Daily Expenses Bank Deposition Administration

FL

Sr. Customer Care Executive

First Source Solutions Limited

Handled customers facing issues in using internet services, providing solutions online and resolving their queries.

Customer Support Issue Resolution Internet services

Education

Degrees, certifications, and relevant coursework

BU

Barkatullah University

Bachelor of Computer Applications, Computer Applications

Grade: 60%

Completed Bachelor of Computer Applications (BCA) with an aggregate of 60%.

KS

Kamla Nehru Public School

Class XII, General Studies

Grade: 72%

Completed Class XII with an aggregate of 72%.

Tech stack

Software and tools used professionally

Microsoft Outlook

Availability

Open to opportunities

Location

India

Authorized to work in

Salary expectations

988k+ INR

Job categories

Skills

Credit Underwriting Home Loans Loan Against Property Personal Loans Business Loans Client Visits Credit Appraisal Memorandum (CAM) Preparation Loan Disbursement Legal Document Review Technical Valuation School Accounting Administrative Operations Customer Support Business Development Business Analytics

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