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Vanitha Sekar

@vanithasekar

I lead fintech financial operations, automating reconciliations, settlements, and fund flows across large NBFC portfolios.

India

Message

I've led financial operations for BetterInvest’s Rs.500Cr+ portfolio, overseeing disbursals, repayments, investor payouts, and a Rs.200Cr+ monthly escrow migration with zero disruption.

I redesigned reconciliation to cut turnaround time from three days to one and helped enable T+0 settlement through payment gateway and escrow integration improvements. I also partnered with Product and Tech to automate repayment workflows, reducing manual effort by 65%.

Across CoinSwitch, slice, and Sundaram Home Finance, I've managed high-volume reconciliations, co-lending repayments, partner settlements, credit appraisal, and financial reporting. I use SQL, Tableau, Excel, and AI tools to build operational frameworks, surface financial insights, and improve audit readiness.

Experience

Work history, roles, and key accomplishments

Team Lead – Financial Operations & Analysis

BetterInvest

Oct 2024 - Apr 2026 (1 year 6 months)

Led end-to-end financial operations across an Rs.500Cr+ portfolio, overseeing disbursals, repayments, and investor payouts with zero settlement failures. Architected migration of Rs.200Cr+ monthly fund flow to a new Escrow system within 30 days and reduced reconciliation TAT from 3 days to 1 day.

Finance Operations Reconciliations Escrow Management Team Leadership Process Automation AI Tools SQL Tableau

Senior Associate – Finance

Coinswitch

Jun 2024 - Oct 2024 (4 months)

Managed daily reconciliation of Rs.500Cr+ portfolio across 3 banks and 2 payment gateways, maintaining 100% transaction accuracy. Automated internal data reconciliation against bank statements, reducing daily TAT from 1 hour to 10 minutes.

Reconciliations Bank Reconciliation Payment Gateways Process Automation Data Analysis SQL

Financial Operations & Analyst Executive

slice - Quadrillion Finance Pvt. Ltd.

Jun 2022 - Jun 2024 (2 years)

Managed NBFC repayment operations across 4 lending partners, maintaining 100% disbursal-to-repayment accuracy on a Rs.300Cr co-lending portfolio. Automated financial data extraction and reporting, reducing report generation from 2 hours to 15 minutes daily.

NBFC Operations SQL Process Automation Regulatory Compliance Data Analysis

Credit Appraisal Officer – Operations

Sundaram Home Finance Limited

Jul 2021 - Jun 2022 (11 months)

Underwrote and sanctioned 85 home loans across salaried and self-employed categories, disbursing a portfolio ranging Rs.25L–Rs.1Cr per sanction within one year. Assessed customer creditworthiness through end-to-end credit evaluation including credit scores and financial statement analysis.

Credit Analysis Underwriting Financial Analysis Credit Evaluation Loan Processing