At BBVA, I managed retail and personal banking portfolios and advised clients on investment funds, pension plans, fixed income, and asset allocation. I also applied MiFID II suitability and appropriateness checks and documented advice.
At ABANCA, I developed client portfolios and provided personalized financial and wealth planning, including retirement planning. I worked with banking products and used Murex to consult positions and value complex instruments.
Across BBVA and ABANCA, I handled KYC, CDD, and EDD processes, sanctions and PEP screening, and transaction monitoring. At ABANCA, I optimized risk-based KYC/AML reviews and supported timely escalation of alerts to compliance.
Before banking, I gained more than 10 years of experience in financial accounting, management control, and tax and labor management across advisory firms, hospitality, civil engineering, and public administration. I hold a master’s degree in financial management and a degree in business administration and management, both in finance.
