Stuti Palod
@stutipalod
Chartered Accountant and risk consulting professional delivering process improvements, cost savings, and stronger revenue controls.
IndiaWhat I'm looking for
I’m a Chartered Accountant with 3+ years of post-qualification experience, focused on process improvement, risk mitigation, and measurable control outcomes. I bring internal audit rigor and data analytics together to identify control gaps, streamline workflows, and translate insights into business impact.
At PwC, I redesigned seller settlement workflows and identified automation opportunities, delivering annualized cost savings of more than INR 200 million. I’ve also optimized fee recovery and collection processes, unlocking working capital improvements of over INR 500 million, and improved payment gateway reconciliation for a high-volume e-commerce entity (1M+ daily transactions) by driving reductions in reconciliation discrepancies.
I’ve extended this approach across supply chain, revenue assurance, procurement, and capital expenditure. I conducted supply chain and warehouse reviews to eliminate operational bottlenecks, performed revenue assurance audits for multi-brand cloud kitchens to strengthen revenue controls, and supported CAPEX utilization analysis by reviewing budgeting, allocation methodologies, and factory setup expenditures.
Experience
Work history, roles, and key accomplishments
Risk Consulting Associate
PricewaterhouseCoopers (PwC)
Jun 2023 - Present (3 years)
Redesigned seller settlement workflows and identified automation opportunities, delivering annualized cost savings of INR 200 million+. Optimized fee recovery and payment gateway reconciliation for a high-volume e-commerce entity (1M+ daily transactions), reducing reconciliation discrepancies and improving working capital by INR 500 million+.
Industrial Trainee – Finance
Nivea India Private Ltd.
Dec 2019 - Dec 2020 (1 year)
Executed walkthroughs and tested 21 key SOX financial controls, documenting findings and remediation plans for management review. Analyzed monthly P&L variances versus budget and prior-year actuals and supported external auditors to close observations and achieve timely sign-off.
Internal Audit Consultant
Mahajan & Aibara
Aug 2016 - Jul 2019 (2 years 11 months)
Reviewed international operations across sales, production, and procurement (INR 900 million+ revenues), identifying supply chain and pricing inefficiencies that drove cost savings of ~INR 100 million. Evaluated credit note issuance linked to trade schemes and promotions (>INR 1,000 million) and developed risk-control frameworks across Order-to-Cash to strengthen governance.
Education
Degrees, certifications, and relevant coursework
Institute of Chartered Accountants of India (ICAI)
Chartered Accountant, Chartered Accountancy
Qualified as a Chartered Accountant in November 2022, completing professional requirements with the Institute of Chartered Accountants of India.
Mithibai College
Bachelor of Commerce, Commerce
2016 - 2019
Bachelor of Commerce from Mithibai College, affiliated with Mumbai University, completed from 2016 to 2019.
Availability
Location
IndiaAuthorized to work in
Job categories
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