Smriti User

I’m an Actuarial Analyst at National Insurance Company Limited, where I handle Mark-to-Market (MTM) valuation and support actuarial analysis of investment and insurance portfolios. I also help with Solvency and Risk-Based Capital (RBC) reporting for both regulatory and internal monitoring, plus data cleaning, validation, and reconciliation across actuarial datasets.

Previously, I worked as an Actuarial Intern at Nepal Life Insurance Company Limited, preparing and validating actuarial data and building Power BI dashboards for financial and actuarial visualization. Alongside my actuarial reporting work, I’ve supported product analysis (including profitability using IRR) and completed four IFoA exams (CM1, CS1, CB1, CB2).