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smriti lath

@smritilath

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Chartered Accountant and CFA Level 3 driving accurate P&L control and automation banking.

India

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What I'm looking for

I’m looking for a role where I can own end-to-end P&L control and validation, strengthen control frameworks, and automate processes—while partnering with Front Office and Risk to deliver accurate regulatory-ready reporting in a fast, high-accountability environment.

I’m a Chartered Accountant and CFA Level 3 (cleared on 1st attempt, >90th percentile) with 6+ years of progressive experience across Product Control, Treasury Middle Office, and Financial Control within global investment banks. I’m known for delivering daily T+1 P&L production and validation, P&L attribution analysis, independent price verification (IPV), and balance sheet substantiation across derivatives, FX, and fixed income—always with a strong focus on accuracy and timeliness.

In my current role as a Treasury Middle Office Associate at JPMorgan Chase, I own daily P&L reconciliation and month-end deliverables, partnering closely with Front Office, Market Risk, Trade Support, and Technology to resolve booking and trade lifecycle discrepancies. Previously at Deutsche Bank, I delivered MTM and accrual P&L with a 99.8% on-time rate, reduced close cycle time by 15%, improved manual effort by 75% through automation, and led cross-geography migration of a Financial Control function from the US to India. I bring a control-first mindset—building robust frameworks, supporting regulatory reporting, mentoring teams, and improving process efficiency through automation and root-cause problem solving.

Experience

Work history, roles, and key accomplishments

Treasury Middle Office Associate

JPMorgan Chase

Jun 2024 - Mar 2026 (1 year 9 months)

Delivered daily T+1 P&L production and validation for CIO/Treasury across multi-asset derivatives and money market portfolios, achieving zero unresolved P&L breaks. Owned month-end P&L reconciliation (100% inter-system break resolution), supported daily Flash vs Actual substantiation within a 2-hour SLA, and helped reduce operational risk incidents by 20% by resolving 30+ trade lifecycle/booking m

T+1 P&L Production Independent Price Verification (IPV)Balance Sheet Substantiation VaR Back Testing Off Market Transaction Review VBA Alteryx

Financial Control Senior Analyst

Deutsche Bank

Aug 2021 - May 2024 (2 years 9 months)

Produced daily MTM and accrual P&L for derivatives and money market products, maintaining a 99.8% on-time delivery rate and reducing close cycle time by 15%. Led monthly Flash vs Actual variance analysis and prepared the Management Financial Controller Pack covering $2Bn+ of notional exposures, while reducing open breaks by 40% through MAFA, Front-to-Back lifecycle, inter-unit break, and FOBO reco

MTM And Accrual P&L Flash Vs Actual Variance Analysis Inter Unit Break Reconciliation FOBO Reconciliation Independent Price Verification (IPV)IFRS Compliance Process Automation

Finance & Account Manager

Tata Steel

Nov 2019 - Aug 2020 (9 months)

Prepared quarterly financial statements and profitability breakdowns for Tata Steel entities, delivering variance commentary used by senior leadership across 5 business units. Produced interim financial reports with P Notes analysis and supported month-end close through profit center variance analysis and business process assessments.

P Notes Analysis Interim Reporting Stakeholder Management Financial Statement Preparation Month End Closing

Article Assistant (CA)

Choudhari Promod & Associates

Aug 2016 - Sep 2019 (3 years 1 month)

Completed a 3-year CA articleship covering statutory audit, direct taxation, financial reporting, and regulatory compliance across banking, manufacturing, and services clients.

Financial Reporting Regulatory Compliance Client Coordination Documentation And Reporting Tax Compliance