Shivali Kamath

I’m a Senior Software Engineer with 7+ years of Java/Spring Boot backend experience in fintech, open banking, payments, and credit decisioning. I focus on building API-first, high-throughput, security-critical systems that stand up in regulated, production environments.

At Mastercard Open Banking, I’ve owned design and delivery of a business-critical cryptographic trust platform for Mastercard Open Finance. I build Java/Spring Boot API-first services using OpenAPI contracts for signing, verification, encryption/decryption, certificate onboarding, key lifecycle management, and HMAC workflows, and I support regulated bank connectivity with QWAC/QSeal certificate signing flows for mTLS calls.

I integrate AWS KMS and AWS CloudHSM for hardware-backed cryptographic operations (including signing, decryption, HMAC, and envelope encryption), and I lead a 3-engineer team across technical design, implementation planning, access-control decisions, and production readiness. I also prioritize contract-driven development, observability, and strong engineering practices to keep complex systems reliable.

Previously at Larsen & Toubro Infotech, I developed Java/Spring Boot backend services for card tokenization lifecycle management across XPay wallets and merchant tokenization flows. I integrated with Visa Tokenization Service and Mastercard Digital Enablement Service, built APIs for token provisioning and lifecycle updates, and supported certification processes through implementation changes, integration testing, and compliance readiness.