Open to opportunities

Saroj Kumar

@sarojkumar

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Financial crime specialist leading AML/CTF investigations and compliance teams.

India

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What I'm looking for

I’m looking for a role where I can lead AML/CTF investigations and people management, improve risk detection and policy updates, and partner with stakeholders to deliver compliant, high-quality SAR/STR outcomes.

I’m a Financial Crime Specialist focused on AML/CTF risk reduction, investigating complex matters, and reviewing high-risk customers and Politically Exposed Persons (PEPs). At ANZ Support Services India Pvt Ltd, I manage, mentor, and train analysts while driving continuous improvement in AML processes, updating policies based on new typologies/threats, and maintaining error-free processing.

My background spans Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) to FIU India, KYC/AML/CTF compliance, and transaction screening using specialized tools. I’ve also managed the AMLOCK system lifecycle, enhanced risk detection, tuned scenarios, and supported alert closure through strong team leadership and internal controls.

Experience

Work history, roles, and key accomplishments

Current

Financial Crime Specialist

Current

ANZ Support Services India Pvt Ltd

Jan 2021 - Present (5 years 7 months)

Lead and manage an AML/CTF analyst team, conducting investigations and reviewing high-risk customers and Politically Exposed Persons (PEPs). Drive continuous improvement of AML processes and policies and coordinate with internal and external stakeholders to resolve risk issues.

AML Investigations Team Leadership Policy Management PEP Screening Stakeholder Management Compliance

Manager - Anti Money Laundering

YES Bank

Jan 2018 - Jan 2021 (3 years)

Analyze customer profiles and financial patterns to identify potential money laundering and ensure compliance with KYC/AML/CTF policies. Manage the AMLOCK system lifecycle, tune risk detection scenarios, and oversee analyst performance for alert closure turnaround times.

KYC AMLOCK System Management Risk Detection Scenario Tuning Team Leadership Alert Closure TAT

Analyst

Standard Chartered Bank

Jan 2017 - Jan 2018 (1 year)

Screen client transactions for potential money laundering and sanctions violations and investigate alerts from automated systems. Prepare Suspicious Activity Reports (SARs) for regulatory bodies, including negative news and transaction pattern analysis.

Transaction Monitoring Sanctions Screening AML Investigations Suspicious Activity Reports

Sr. Associate

HSBC

Jan 2015 - Jan 2017 (2 years)

Monitor customer transactions and perform KYC and Customer Due Diligence (CDD) reviews to detect and prevent financial crimes. Investigate suspicious activities and prepare Suspicious Activity Reports (SARs).

KYC Transaction Monitoring Financial Crime Detection Suspicious Activity Reports

Assistant Manager

ICIC Bank

Jan 2012 - Jan 2015 (3 years)

Oversee daily branch operations, ensuring compliance with banking regulations and supporting team performance. Manage customer relationships, handle customer queries, and drive sales of banking products.

Branch Operations Banking Compliance Customer Relationship Management Sales Enablement