ROSEMARY MUTUA
@rosemarymutua
Financial Controller and credit risk leader improving OpEx, compliance, and executive-ready insights.
KenyaWhat I'm looking for
I’m a results-oriented Financial Controller with 15+ years in financial services, specializing in Operating Expenses, portfolio optimisation, and regulatory compliance. I bring strong FP&A, budgeting & forecasting, and financial reporting experience to complex finance operations environments.
I enhance financial performance through OpEx management, Dataset Validation, and structured financial controls—driving measurable outcomes like improved performance by 18%, reduced non-performing loans by 12%, and cutting reporting errors by 22%. In leadership roles, I’ve strengthened liquidity and audit readiness, enabled faster execution through process automation and ERP integration, and delivered management and executive reporting that improves decision-making efficiency by 32%.
Experience
Work history, roles, and key accomplishments
Chief Manager – Credit
Univision DT Sacco
Apr 2022 - Present (4 years)
Directed credit risk strategy using FP&A, forecasting, and expense control, improving performance by 18%. Reduced non-performing loans by 12% through dataset validation and strengthened financial controls; also improved reporting and decision-making efficiency by 32%.
Branch Manager
Univision DT Sacco
Jun 2021 - Apr 2022 (10 months)
Executed branch financial strategy, increasing revenue by 11% through budgeting, financial reporting, and process optimization. Strengthened internal controls and compliance, improved customer satisfaction by 24%, and increased membership growth by 18%.
FOSA Manager
Univision DT Sacco
Dec 2018 - Jun 2021 (2 years 6 months)
Increased FOSA revenue by 23% by strengthening cash flow management and operational planning. Stabilized liquidity, maintained zero regulatory breaches through strict compliance, and improved transaction processing efficiency by 42%.
Loans Officer
Univision DT Sacco
Jun 2013 - Nov 2018 (5 years 5 months)
Reduced loan processing turnaround time by streamlining processes and improving documentation procedures. Improved data management efficiency by 41% through dataset validation and digital filing, decreased delinquency using scorecards and follow-up, and expanded the loan portfolio by 31% over five years.
Education
Degrees, certifications, and relevant coursework
South Eastern Kenya University
Master of Business Administration (MBA), Finance
Completed a Master of Business Administration (MBA) with a Finance option at South Eastern Kenya University.
South Eastern Kenya University
Bachelor of Commerce, Finance
Earned a Bachelor of Commerce with a Finance focus from South Eastern Kenya University.
Co-operative College of Kenya
Diploma in Co-operative Management, Co-operative Management
Completed a Diploma in Co-operative Management at the Co-operative College of Kenya.
Tech stack
Software and tools used professionally
Availability
Location
KenyaAuthorized to work in
Job categories
Skills
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