Open to opportunities

Riza Samad

@rizasamad

Finance graduate and trainee account executive building IFRS-ready reporting, reconciliation, and fintech-ready digital banking skills.

India

Message

What I'm looking for

I’m looking to build my career in fintech and digital banking, using IFRS-aligned reporting, reconciliations, and MIS analytics to support fast, compliant decisions. I thrive in a remote, fast-paced environment.

I’m a finance graduate currently working as a Trainee Account Executive through apprenticeship at ICA Edu Skills, where I execute end-to-end accounting cycles under IFRS-aligned principles to deliver reliable monthly financial reporting for decision-making. I’ve strengthened internal controls by improving reconciliation accuracy by approximately 25% through bank, ledger, and control account reconciliations using ERP systems and Excel.

Previously, as an Accounting & Banking Intern at Nallepilly Service Cooperative Bank Ltd., I ensured 100% daily transaction accuracy while analyzing high-volume banking transactions to support strong financial controls and dependable core banking data. I also supported regulatory compliance by assisting with loan documentation reviews and KYC due diligence, helping reduce compliance risk.

I bring a data-driven approach to finance and communication, demonstrated by building Excel-based MIS reports with Pivot Tables and variance analysis to speed up month-end analysis and improve financial visibility. I’m also actively building leadership and fintech interest—leading a team project that used financial modeling to support a digital online book resale model with ~40% end-user cost reduction—while aiming to grow my career in fintech, digital banking, and emerging financial technologies in a remote, fast-paced environment.

Experience

Work history, roles, and key accomplishments

Current

Trainee Account Executive

Current

ICA Edu Skills

Jun 2025 - Present (1 year 1 month)

Delivered end-to-end monthly financial reporting under IFRS-aligned principles and generated management information for review and decision-making. Improved reconciliation accuracy, supported GST/TDS regulatory compliance, and prepared Excel-based MIS reports with pivot tables and variance analysis.

IFRS Financial Reporting End To End Accounting General Ledger Accounting Bank Reconciliation Reconciliations ERP Systems Excel Pivot Tables Internal Controls Regulatory Reporting GST TDS

Volunteer & Event Coordinator

Sojourn South India Student Entrepreneurship Fest

Nov 2025 - Present (8 months)

Coordinated event operations for 200+ participants by managing logistics, scheduling, and vendor communication to support on-time execution. Assisted with budget tracking and expense coordination to control costs and utilize resources efficiently.

Event Operations Logistics Coordination Scheduling Budgeting Cost Control

Startup Business Model Project

Chittur Government College

Jan 2025 - Present (1 year 6 months)

Led development and analysis for an online book resale platform, including feasibility and unit-economics evaluation for validated financial assumptions. Coordinated a four-member team across financial modeling and presentations to achieve stakeholder alignment and project approval.

Cost Optimization Financial Modeling Feasibility Analysis Unit Economics Team Leadership Presentation Stakeholder Management

Accounting & Banking Intern

Nallepilly Service Cooperative Bank Ltd.

Dec 2024 - Present (1 year 7 months)

Verified and analyzed high-volume daily banking transactions to support financial controls and reliable core banking data. Assisted with loan documentation reviews and KYC due diligence, and maintained clean customer account records by reviewing ledgers and resolving service queries.

Financial Control KYC

Education

Degrees, certifications, and relevant coursework

Institute of Certified Accountant

Certified Industrial Accountant, Accounting

Pursuing the Certified Industrial Accountant qualification (expected Apr 2026). Focuses on industrial accounting and related compliance and reporting foundations.