Ramy Ramy
@ramyramy
I am an experienced financial analyst and accountant delivering measurable results.
United Arab EmiratesWhat I'm looking for
I am an experienced financial analyst and accountant with a strong track record in feasibility studies, budgeting, financial modeling, and regulatory compliance. I focus on improving financial processes and delivering clear, actionable reports for senior management.
In my current role as Finance Executive, I prepare budgets, feasibility studies, and detailed financial statements while implementing systems such as an integrated Account Tree and participating in CRM and QR-code payment projects. I manage receivable accounts and invoicing across 14 branches in the GCC and supervise and train accounting staff to ensure accurate month-end closes and compliance with IFRS and GAAP.
Previously I served in ALM and senior accounting roles at Bemo Bank, where I prepared balance sheets, cash flow reports, performed month-end activities, reconciliations, interest calculations, payroll, and expense controls. Earlier I led branch customer service and cash operations, developing teams, ensuring regulatory compliance, and promoting banking products.
I hold an MBA in Finance and CMA certification, and I combine strong technical skills (MS Excel, SAP, QuickBooks Online, Looker Studio, Odoo, Zoho) with leadership and project management experience. I seek to apply my banking and corporate finance expertise to drive efficiency, compliance, and growth in a collaborative organization.
Experience
Work history, roles, and key accomplishments
Finance Executive
FIM Investment
Jan 2022 - Present (3 years 7 months)
Prepared budgets and feasibility studies and developed financial models (ROI, breakeven) while managing receivables and invoicing for 14 branches across UAE, KSA, Kuwait, Oman, Qatar, and Bahrain; implemented account tree integration and improved financial processes and compliance (VAT, IFRS).
ALM and Financial Senior Officer
Bemo Bank Saudi Al Fransi
Dec 2017 - Dec 2021 (4 years)
Prepared financial reports for senior management, performed month-end closings, accruals and cash flow reporting, and reconciled investment instruments while calculating interest on credit and bond products to support liquidity and profitability analysis.
Main Cash and Customer Service Supervisor
Bemo Bank Saudi Al Fransi
Dec 2013 - Dec 2017 (4 years)
Supervised and trained customer service and cash teams, managed teller operations and product sales (loans, credit cards), enforced compliance and fraud prevention, and improved customer satisfaction and operational controls.
Education
Degrees, certifications, and relevant coursework
Higher Institute of Business Administration (HIBA)
Master of Business Administration, Business Administration - Finance
2018 - 2020
Completed a Master of Business Administration in Executive Management with a finance focus from November 2018 to December 2020.
Sky Education
Certificate, Financial Analysis
2019 -
Completed internal training on analyzing by-function and by-purpose income statements and intermediate margin in 2019.
Altanmya Education & Development
Certificate, Management Accounting
2020 -
Completed CMA Certified Management Accounting P1 course in 2020.
Sky Education
Certificate, Finance English
2018 -
Completed a Finance English course in 2018.
Sky Education
Certificate, Professional Skills
2019 -
Completed internal training on involvement techniques for effective meetings in 2019.
Damascus University
Bachelor's degree, Economics - Finance and Banking
2010 - 2014
Earned a Bachelor's degree in Economics with a focus on Finance and Banking from September 2010 to June 2014.
European Training Center
Certificate, Business Skills
2013 -
Completed Essential Business Skills training in 2013.
Altanmya Education & Development
Certificate, Accounting
2018 -
Completed Intermediate Accounting training in 2018.
Tech stack
Software and tools used professionally
Availability
Location
United Arab EmiratesAuthorized to work in
Job categories
Skills
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