Open to opportunities

Rameez Khawaja

@rameezkhawaja

Message

Experienced KYC/AML Analyst with a focus on financial crime investigations.

United Kingdom

Message

What I'm looking for

I am looking for a role that offers growth opportunities, a collaborative culture, and the chance to tackle complex financial crime challenges.

As an experienced KYC/AML Analyst with over 5 years in the field, I have successfully supported Tier 1 banks, fintechs, and Big 4 firms in navigating the complexities of financial crime investigations. My expertise spans across Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and regulatory compliance, particularly within the UK, EMEA, and offshore jurisdictions. I have a proven track record of handling high-net-worth individuals, cryptocurrency clients, and complex Ultimate Beneficial Ownership (UBO) structures.

In my current role as a Senior KYC/AML Analyst at Davies Group, I lead end-to-end remediation processes for low-risk personal customer files, ensuring compliance with regulatory standards and risk appetite. My ability to conduct detailed KYC risk assessments and maintain professional rapport with clients has been instrumental in my success. I am adept at utilizing various tools such as World-Check and LexisNexis for screening and have consistently met strict service level agreements and audit standards in high-volume projects.

Experience

Work history, roles, and key accomplishments

Current

Senior KYC/AML Analyst

Current

Davies Group

Feb 2025 - Present (3 months)

Delivered end-to-end remediation of low-risk personal customer files, including clients domiciled in Guernsey and Jersey and linked to both high and low-risk jurisdictions. Conducted detailed KYC risk assessments, ensuring all documentation, screening, and profiling aligned with regulatory standards and risk appetite.

KYC AML EDD LexisNexis Regulatory Compliance Stakeholder Management

KYC Analyst

Momenta

Mar 2022 - Present (3 years 2 months)

Conducted in-depth periodic reviews of high-risk retail and corporate clients in line with AML regulations. Reviewed and verified KYC documentation including passports, utility bills, and corporate records.

KYC AML EDD Regulatory Compliance Data Analysis

Senior KYC/AML Analyst

Capitex

Oct 2021 - Present (3 years 7 months)

Led KYC remediation for high-risk entities and UBO structures within the Wealth & Asset Management division. Assessed complex corporate and trust structures across multiple jurisdictions including offshore and EMEA.

KYC AML EDD UBO Identification LexisNexis Regulatory Compliance

KYC/AML Analyst

Sky Betting & Gaming

Mar 2021 - Present (4 years 2 months)

Reviewed flagged accounts for potential AML risks, including gambling behavior anomalies and affordability concerns. Performed enhanced due diligence (EDD) and requested SOW/SOF documentation from customers.

AML EDD SOW Regulatory Compliance UKGC Regulations Risk Assessment

CDD Analyst

Tide

May 2020 - Present (5 years)

Conducted onboarding KYC for SME and Sole Trader business accounts. Performed documentation checks, UBO verification, and AML screening.

KYC AML UBO Verification Documentation Verification Regulatory Compliance

KYC Analyst – FinCrime Specialist

Revolut

Oct 2019 - Present (5 years 7 months)

Investigated transaction monitoring alerts and conducted EDD on personal and business customers. Reviewed high-risk onboarding cases including crypto-related and international clients.