Open to opportunities

Parshad Sankhe

@parshadsankhe

Message

I assess Australian mortgage applications and deliver compliant credit recommendations.

India

Message

What I'm looking for

I'm looking for an opportunity to apply my credit analysis and financial markets knowledge, assess borrower risk, support sound lending decisions, and grow within a compliance-focused financial services environment.

At Ambient Consultancy LLP, I assessed Australian residential mortgage applications with cumulative lending exposure exceeding AUD 10 million, delivering credit recommendations aligned with lender policies and regulatory requirements.

I analyze income, serviceability, assets, liabilities, credit history, LVR, DTI, and repayment capacity to evaluate borrower eligibility. With a Bachelor's in Financial Markets and CFA Level I cleared, I also bring foundational knowledge of fundamental analysis, technical analysis, derivatives, alternative investments, fund accounting, and ESG.

Experience

Work history, roles, and key accomplishments

Credit Analyst

Ambient Consultancy LLP

Jul 2025 - Feb 2026 (7 months)

Assessed and analyzed Australian residential mortgage applications with a cumulative lending exposure exceeding AUD 10 million, ensuring compliance with lender credit policies and regulatory requirements. Conducted comprehensive credit assessments, including income verification, serviceability calculations, asset and liability analysis, and review of supporting financial documentation to make soun

Credit Analysis Mortgage Lending Financial Document Analysis Risk Assessment Debt To Income Ratio Serviceability Calculations Compliance

Business Development Intern

Artharjan

Apr 2024 - Jun 2024 (2 months)

Developed an understanding of Fundamental Analysis and Technical Analysis by examining them from a different angle. Learned basics of Derivatives like Futures & Options and managed social media handles by posting financial markets news and information.

Fundamental analysis Technical analysis Derivatives Social Media Management