Niraj Chaudhari

Direct annual budgeting and a rolling 13-week cash flow model across 4 business streams, improving liquidity forecast accuracy by 25%. Built multi-scenario DCF and unit-economics models for client proposals, lifting project profitability by 18%.

Built a comparative model benchmarking multi-tenure returns on capital allocations between ₹5L and ₹10L, covering quarterly compounding, annualised effective yields and post-tax returns across tax brackets. Concluded that HDFC gave the better post-tax yield on short tenures, while SBI performed better for 3-year-plus horizons.

Built a 12-month consolidated dashboard tracking revenue streams, operating costs and margins, with monthly variance analysis against ±15% tolerance limits. Spotted seasonal demand peaks and recurring operating-cost inefficiencies and recommended cost-containment measures.

Contributed 240+ hours across community outreach programmes, university event logistics and youth leadership initiatives. Co-led a 15-member team running a campus-wide financial literacy drive that taught personal budgeting to 200+ students.

Completed the ACCA Sustainability in Banking Job Simulation in December 2025.

Completed the EY Financial Accounting Advisory Services Job Simulation in December 2025.

Passed Part 1 (score 410) and Part 2 (score 380) on the first attempt; pass mark is 360.

Grade: 8.92 CGPA

Completed B.Com in Accounting and Finance with a CGPA of 8.92. Coursework included Management Accounting, Corporate Finance, Financial Reporting, Cost Accounting, and Taxation.