Open to opportunities

Nidhi Tiwari

@nidhitiwari

Message

I lead credit risk technology modernization, delivering compliant, scalable fintech platforms and cost savings.

United States

Message

What I'm looking for

I’m looking to lead technology modernization and credit risk initiatives where I can deliver compliant, scalable platforms, drive measurable cost savings, develop future engineering leaders, and apply AI-driven solutions to improve business outcomes.

At Bank of America, I lead a $5M global technology portfolio spanning enterprise credit risk operations, internal risk-rating systems, climate risk initiatives, and regulatory reporting. I’ve delivered climate risk rating capabilities using existing architecture for $1MM in software-development savings and implemented FR2590 single-counterparty credit limits to meet regulatory expectations.

I modernize legacy platforms into scalable container-based and microservice architectures, improving reliability by 25%, performance by 20%, and application scalability by 3x. I also build automation and real-time API and message-queue integrations that reduced turnaround time from 24 hours to 8 hours, while mentoring engineering leaders and guiding AI-driven use cases.

Experience

Work history, roles, and key accomplishments

Current

SVP, Senior Technology Manager

Current

Bank of America

Jan 2013 - Present (13 years 7 months)

Technology leader ensuring compliance and innovation. Managed a $5M global technology portfolio overseeing enterprise credit risk operations, including internal risk rating systems, climate risk initiatives, and regulatory reporting functions.

Credit Risk Cloud Migration Process Automation Strategic Planning Microservices Java Oracle BIツール AI ML Compliance Regulatory Reporting Leadership Mentorship

Technology Manager

Cognizant Tech Solutions

May 2010 - Jul 2013 (3 years 2 months)

Technology leadership role at Cognizant Tech Solutions.

Technology Manager

Infosys

Feb 2008 - Apr 2010 (2 years 2 months)

Technology leadership role at Infosys.

Technology Manager

Satyam Computer

Jul 2005 - Jan 2008 (2 years 6 months)

Technology leadership role at Satyam Computer.

Director Of Engineering

Nidhi Tiwari

Dynamic Director of Engineering with 20+ years of financial technology expertise, specializing in credit risk systems and technology modernization. Expert in leading large, cross-functional engineering teams to deliver cost-effective, scalable solutions that drive compliance and operational excellence.