
musarrat naz
@musarratnaz
I strengthen banking operations, regulatory compliance, and financial reporting across branch networks.
What I'm looking for
I've supported banking operations at the National Bank of Pakistan across a regional office covering 36 branches, managing transactions, financial reporting, customer queries, and branch coordination.
I prepare branch-wise budget allocations, monitor variances, address income leakages, process RTGS transactions, and compile ITRS and Non-Funded Monthly Statement reports. I also support audit readiness, internal controls, State Bank regulations, and revolving fund approvals.
Previously, I maintained ledgers, financial statements, payables, and receivables at Suzuki Islamabad Motors, following an audit traineeship at BDO Ibrahim & Co. I'm CA Inter part qualified, AIBP certified, and bring strong accounting, finance, and advanced Excel skills.
Experience
Work history, roles, and key accomplishments
Officer Grade II
National Bank of Pakistan
Mar 2018 - Feb 2026 (7 years 11 months)
Managed branch operations, processed RTGS transactions, ensured regulatory compliance, and prepared financial reports. Identified income leakages and coordinated with branches to prevent non-performing loans.
Accounts Officer
Suzuki Islamabad Motors
Jan 2015 - Jan 2018 (3 years)
Maintained financial records, prepared financial statements, and managed accounts payable and receivable. Ensured accuracy and compliance in financial documentation.
Audit Trainee
BDO Ibrahim & Co.
Assisted in audit assignments and financial reviews, verified financial records, and ensured compliance with audit standards.
Education
Degrees, certifications, and relevant coursework
ACCA Global
ACCA, Accounting
Professional level in progress with 9 papers exempted.
University of Lahore
MSc, Accounting and Finance
Grade: CGPA: 3.56
MSc in Accounting and Finance with a CGPA of 3.56.
Virtual University of Pakistan
MDS, Business Studies
Grade: CGPA: 3.83
MDS in Business Studies with a CGPA of 3.83.
Sir Syed Science College, Rawalpindi
HSSC, General
Higher Secondary School Certificate from FBISE.
Amaranth Secondary School
SSC, General
Secondary School Certificate from BISE Rawalpindi.
ICAP
CA Inter, Accounting
Part qualified CA Inter.
Institute of Bankers Pakistan
AIBP, Banking
Associateship of the Institute of Bankers Pakistan.
Institute of Bankers Pakistan
JAIBP, Microfinance
JAIBP in Microfinance.
University of the Punjab
Bachelor's, Economics and Statistics
Bachelor's degree in Economics and Statistics.
Tech stack
Software and tools used professionally
Availability
Location
Authorized to work in
Salary expectations
Skills
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