Open to opportunities

Muhammad Huzaifa User

@muhammadhuzaifauser

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Accounts Receivable & Collections Specialist who recovers cash and defuses disputes for US fintech.

Pakistan

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What I'm looking for

I’m looking for a role where I own end-to-end AR and collections in a US-focused environment—reducing DSO, improving reconciliation, and handling disputes with compliance-ready processes and strong coaching support.

I’m an Accounts Receivable & Collections Specialist with 5+ years across fintech, public-sector, logistics, and IT/SaaS, delivering for US clients from Pakistan through offshore BPO teams. I currently own end-to-end AR for a US IT/SaaS/MSP business in NetSuite, managing $3M+ and driving reconciliation improvements like credit memo and payment allocation when instructions are missing.

My track record includes $4M+ recovered on the Caltrans account and training 300+ collections specialists for FedEx while supporting $10M+ in cash recovery. I also bring a dispute-focused mindset from Law studies and my Financial Crime Auditor background at Revolut, where I performed 12,000+ annual AML/KYC/sanctions audits and resolved 3,000+ escalations—skills that help me protect compliance, build strong pre-litigation cases, and negotiate FDCPA-compliant settlements under statutory deadlines.

Experience

Work history, roles, and key accomplishments

Current

Collections Specialist

Current

Prime System Solutions

May 2026 - Present (2 months)

Owns end-to-end accounts receivable for a US IT/SaaS/MSP business, managing $3M+ in NetSuite. Handles payment and credit memo allocation and tracks DSO, AR aging, and recovery rate to convert overdue invoices to cash.

Accounts Receivable Collections NetSuite Payment Application Credit Memos Account Reconciliation DSO Management Recovery Rate Tracking

Corporate Trainer, Collections

Ibex

Sep 2024 - May 2026 (1 year 8 months)

Trained 300+ collections specialists supporting 3,000+ accounts and $10M+ in cash recovery. Delivered onboarding in collections, freight billing, dispute resolution, and logistics invoicing, and coached new hires to production readiness against DSO and KPI targets.

Collections Training Onboarding Dispute Resolution Freight Billing Invoicing DSO Management

Collections Specialist

Cedar Financial

Aug 2022 - Aug 2024 (2 years)

Recovered $4M+ for property damage, liability, and commercial claims against insurers and legal parties. Built pre-litigation cases from police reports and legal evidence, and negotiated FDCPA-compliant settlements under statutory deadlines with audit-ready records.

Collections Claims Recovery Dispute Resolution Negotiation Case Building

Financial Crime Auditor

Mindbridge

May 2021 - Jul 2022 (1 year 2 months)

Conducted 12,000+ annual AML/KYC/sanctions audits and resolved 3,000+ crime escalations. Performed KYC/CDD and enhanced due diligence, screened customers against sanctions, PEP, and adverse-media lists, and cleared false positives or escalated confirmed matches for suspicious-activity reporting.

AML KYC Enhanced Due Diligence Sanctions Screening PEP Screening Adverse Media Screening