Open to opportunities

Muhammad Arsal

@muhammadarsal1

Message

ACCA-qualified senior finance professional driving budgeting, reporting, and compliant controls.

Pakistan

Message

What I'm looking for

I’m looking to lead finance operations end-to-end—budgeting, month-end close, reporting, cash flow planning, and compliance—while partnering with executives to deliver actionable insights, strengthen controls, and build high-performing finance teams.

I am an ACCA-qualified Senior Finance professional with 15 years of progressive leadership experience across financial operations, management reporting, budgeting, cash flow optimization, and compliance. I specialize in turning financial data into strategic insights that support executive decision-making and business growth.

In my current role as a Senior Accountant at Sheikh Khalifa Hospital, I lead monthly management accounts, support quarterly/annual corporate management reports, and run direct month-end closing processes with high accuracy. I supervise a finance team, develop cash flow forecasts and funding requirements, and contribute to annual budgeting with variance analysis for senior leadership.

Previously, as a Senior Finance Officer at Noor Takaful Family PJSC, I supervised reconciliation of financial positions for multiple entities and supported credit risk management, including assessment of new credit requests and collections for high-risk overdue accounts. I also oversaw bank and payment gateway reconciliations and supported key areas such as Accounts Receivable, commissions, intercompany balances, and MIS reporting.

Earlier in my career at Fauji Meat Limited, I spearheaded USD 75 million project capitalization and implemented IAS 2 inventory costing and budgeting systems, while leading finance SOPs and internal controls that improved processing efficiency by 20%. Across both audits and operations—plus my audit experience with Crowe Horwath and as an External Auditor Supervisor—I focus on compliance, controls, and clear reporting that stands up to scrutiny.

Experience

Work history, roles, and key accomplishments

Current

Senior Accountant

Current

Sheikh Khalifa Hospital

Jul 2023 - Present (3 years)

Led month-end closing and prepared monthly management accounts and corporate reports for internal stakeholders and group consolidation. Managed cash flow forecasting, VAT returns, and inventory optimization analytics while coordinating audit cycles.

Management Accounting Group Consolidation Month End Closing Cash Flow Forecasting Budgeting VAT Compliance Financial Reporting Inventory Reconciliation Supply Chain Analysis Audit Coordination Team Supervision

Senior Finance Officer

Noor Takaful Family PJSC

Dec 2018 - Jul 2023 (4 years 7 months)

Supervised end-to-end reconciliations across multiple entities to achieve clean account balances. Drove credit risk and accounts receivable-related reconciliations, supported MIS reporting, and coordinated with clients, brokers, and partners.

Accounts Reconciliation Credit Risk Management Credit Control Accounts Receivable Bank Reconciliation Intercompany Accounting Commission Reconciliation Stakeholder Management

Supervisor – Finance

Fauji Meat Limited

Nov 2015 - Jul 2018 (2 years 8 months)

Spearheaded inventory accounting and budgeting systems (IAS 2) and directed month-end closing and financial statement preparation with an error rate below 1%. Implemented SOPs and internal controls, performed audits and reconciliations, and supported team development and cost reduction initiatives.

Financial Forecasting Month End Closing Financial Statement Preparation Reconciliations Audit Support SOP Development Internal Controls Team Leadership Audit Management

Management & Accounts Officer

TOT Town High School

Jan 2014 - Jan 2015 (1 year)

Managed financial accounts and reporting for the school. Supported budgeting and expenditure tracking and handled accounts payable and receivable processes.

Financial Reporting Budgeting Accounts Payable Accounts Receivable

Audit Associate

Crowe Horwath Chartered Accountants

Jan 2011 - Jan 2013 (2 years)

Performed audit testing and documentation and assisted with audit planning. Contributed to financial statement preparation with senior auditors.

Auditing Audit Planning Financial Statement Preparation

External Auditor Supervisor

Railway Constructions Pakistan Ltd

Jan 2013 - Present (13 years 6 months)

Supervised audit teams and managed external audit processes to ensure regulatory compliance. Reviewed financial statements for accuracy as part of external audit work.

Audit Management Regulatory Compliance Financial Statement Review