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Lovely Mae Vergado

@lovelymaevergado

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Senior SMSF accountant delivering compliant, timely financial reporting and tax solutions.

Philippines

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What I'm looking for

I seek a role focused on SMSF accounting and compliance where I can manage complex funds, ensure regulatory adherence, collaborate with auditors/advisers, and continue developing technical skills in accounting systems.

I am a detail-oriented accounting professional with over 5 years' experience preparing financial statements, tax returns, and compliance reports for Self-Managed Superannuation Funds (SMSFs). I have hands-on expertise with SMSF systems and processes, including LRBA administration, pension-phase management, valuation of diverse investments (cryptocurrency, listed and unlisted shares, managed funds), reconstruction of historical accounts, and liaison with auditors and trustees to ensure audit readiness and ATO compliance.

I am proficient in Class Super, BGL Simple Fund 360, Xero and advanced Excel, and I have a proven track record of producing BAS, member statements, workpaper packs for audit, and timely lodgements. I deliver clear client communications, support complex technical issues, and prioritize integrity and regulatory compliance while providing actionable financial insight.

Experience

Work history, roles, and key accomplishments

Senior SMSF Accountant

Confidential

Jan 2025 - Nov 2025 (10 months)

Managed full-cycle accounting and compliance for SMSFs, prepared financial statements and BAS, reconstructed multi-year outstanding accounts, and liaised with auditors and trustees to ensure timely ATO-compliant lodgments.

Class Super Xero BAS Preparation LRBA Handling

SMSF Accountant

Financial Decisions

Oct 2022 - Oct 2024 (2 years)

Provided full-cycle SMSF accounting and compliance as an independent contractor, prepared financial statements, BAS and audit workpapers, and managed complex structures including LRBAs.

Class Super BAS Preparation Audit Support Xero

SMSF Accountant

SuperGuardian / Xpress Super

Jun 2021 - Jun 2022 (1 year)

Processed bank transactions and reconciliations for SMSFs, managed accumulation and pension-phase calculations, prepared BAS and audit-ready workpapers to support fund accounts.

Bank Reconciliation BAS Preparation Xero Excel

Accounting Assistant

Pag-IBIG Fund

Jun 2020 - Feb 2021 (8 months)

Supported budget review and finalisation, prepared budget analysis reports, identified variances and assisted with adjustments to align spending with organisational objectives.

Budget Analysis Financial Reporting Excel Internal Controls Report Preparation

Accounting Assistant

SM Retail Inc.

Jul 2018 - Dec 2019 (1 year 5 months)

Monitored and reconciled monthly inventory discrepancies, conducted annual physical counts and branch audits, and prepared variance reports to improve inventory accuracy and controls.

Audit Physical Count Internal Controls Excel Financial Reporting