Kacper Stelmach

I’m currently a Senior KYC/AML Officer at Société Générale in Warsaw, having progressed through Junior and KYC/AML Officer roles since 2023. I lead corporate client due diligence across multi-jurisdictional requirements—France, Poland, Belgium, Luxembourg, the Netherlands, Italy, and Germany—while ensuring decisions align with internal procedures and regulatory expectations.

I perform KYC analysis for a wide range of corporate clients, including private and listed companies, banks, non-bank financial institutions, SPVs, and state-owned entities. I carry out Negative News/PEP/Sanctions screenings through Dow Jones and internal tools, identify risk factors from results, and prepare compliance reports and escalations for the Compliance team. I’m also responsible for identifying ownership structures and UBO, using public sources and external documentation for complex cases.

I strengthen the KYC operation by onboarding and training new employees, performing shadowing and quality checks, and reviewing/evaluating new applications, tools, and process maps used by the team. I supported the implementation of automated questionnaires and helped prepare the “Sanctions/PEP/Negative News Screening” process map with the Project Management Team, while substituting for the team leader during absences and reporting weekly results.

Before compliance work, I led operational teams at Amazon Fulfillment Center Poland, managing 50–100 people and driving process improvements using Lean and Kaizen. That background shaped how I work under pressure—staying organized, multitasking effectively, and continually improving quality—and it complements my finance education and ongoing compliance certifications.