Jyoti Dubey

Reviewed and analyzed client applications and financial documents, conducted initial file assessments, and coordinated with internal teams to resolve discrepancies. Ensured compliance with lending guidelines and performed collateral due diligence.

Provided customer service, resolved inquiries, maintained branch MIS, and sourced CASA, TASC, and FD. Cross-sold secured loans and guided customers through KYC documentation.

Performed end-to-end credit assessment for Home Loan and LAP applications, including income analysis, FOIR, CIBIL review, and property valuation coordination. Managed post-sanction documentation and ensured compliance with credit policy and TAT.

Assisted with budgeting, forecasting, bookkeeping, and maintaining profit and loss accounts. Prepared business proposals and handled income and expenditure accounts.

Handled end-to-end bookkeeping, general ledger maintenance, and account reconciliation. Executed month-end closure processes and filed ITR and GST returns.

Taught accounting software ERP and general ledger management. Designed and executed training programs and conducted seminars and workshops.

Grade: A

Master of Business Administration in Finance from Institute of Management and Research (MGM University) in 2022.

Grade: A

Master of Commerce in Finance and Accounting from SBES College of Arts & Commerce in 2019.

Grade: B

Bachelor of Commerce from Vivekanand Arts, Commerce and Science College in 2017.

Certificate Program in Banking, Finance and Insurance from Bajaj Finserv Limited.

Introduction to Data Concepts certification from IBM.