Open to opportunities

Juan Camilo Polo Montoya

@juancamilopolomontoy

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Economist and Financial Director specializing in modeling, derivatives, and cost strategy for value creation.

Colombia

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What I'm looking for

I’m looking to lead finance where I can build cash-flow and feasibility models, manage FX risk with derivatives, and improve profitability and liquidity through cost control, budgeting, and KPI-driven decision-making.

I’m an Economist with a Master’s in Financial Management, and I lead the Financial and Administrative Division where I oversee treasury, costs, accounting, accounts receivable, purchasing, technology, and legal—always with a focus on profitability and liquidity. I build eight-year financial plans, execute budgets, control costs, and structure operating cash flow models, project feasibility evaluations, and financial models for new store openings.

I negotiate interest rates and credit lines, structure expansion with financial and executive planning, and implement foreign exchange risk mitigation policies using derivative instruments for imports. I’ve helped drive strong commercial growth, supported major expansion projects, and delivered measurable savings through renewable energy initiatives while monitoring KPIs and sustaining an EBITDA margin above 5% through disciplined financial planning and control.

Experience

Work history, roles, and key accomplishments

Current

Financial & Admin Director

Current

Nutrialimentos Cárnicos S.A.S

Sep 2021 - Present (4 years 9 months)

Led the Financial and Administrative Division, managing treasury, costs, accounting, accounts receivable, purchasing, technology, and legal to protect profitability and liquidity. Drove financial planning and cash-flow modeling, supporting 97.68% sales growth (2021–2025), 13 new points of sale, and 3 processing plants, while reducing energy bills by over 19% through solar projects.

Financial Modeling Treasury Management Budgeting Cost Control

Financial Models Analyst

Banco de Occidente S.A

Jan 2021 - Sep 2021 (8 months)

Analyzed deposit and lending products to build profitability financial models and identify gaps and optimization opportunities. Updated lending cost models and designed a tiered fee model to improve the fee structure and product profitability.

Financial Modeling Data Analysis Excel

Pricing Analyst

Banco de Occidente S.A

Jun 2019 - Dec 2020 (1 year 6 months)

Evaluated commission income and the feasibility and performance of fee-based services in line with Colombian regulations. Built benchmarking methodology for competitor pricing, enabling pricing structure adjustments to strengthen the value proposition for clients.

Pricing Analytics Benchmarking Financial Reporting Data Analysis Excel

Private Banking Intern

Bancolombia S.A

Dec 2017 - Jun 2018 (6 months)

Analyzed and reported client portfolio returns across investment funds and options, preparing monthly commission reports and alerts to support control processes. Improved dashboards and redesigned management reports to enhance target achievement tracking and decision-making.

performance reporting Alerting Data Visualization Excel