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Iqbal HandewaIH
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Iqbal Handewa

@iqbalhandewa

Business Analyst and financial systems consultant exploring market liquidity, with research on corporate sukuk during COVID-19.

Indonesia
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What I'm looking for

I’m transitioning toward research in financial systems, focusing on market liquidity, systemic risk, and emerging financial markets such as carbon trading. I want to bridge industry experience with research to help make financial systems more efficient, transparent, and resilient.

At PT Bank Muamalat Indonesia Tbk, I created and validated functional specifications and helped define system solutions, including data migration rules and business rules. Earlier, I worked with retail and corporate banking clients as a Relationship Manager.

As a Business Analyst at Anabatic Technologies, I documented requirements and developed reports, analytics, and visualizations using SQL and non-SQL tools. I also shared banking knowledge with colleagues and supported sales and pre-sales activities for financial risk management products.

At PermataBank, I connected users with application teams for loan origination and credit card systems, coordinated requirements and testing, and monitored change requests through implementation. At PT Berlian Sistem Informasi, I documented requirements and prepared functional designs, test cases, and release materials.

Since May 2021, I’ve provided consulting on digital transformation in financial systems, with a focus on business processes, integration, and data-informed decisions. For my MBA, I completed quantitative research on corporate sukuk market liquidity during COVID-19, and I’m now exploring research on liquidity, systemic risk, and emerging markets such as carbon trading.

Experience

Work history, roles, and key accomplishments

PT Berlian Sistem Informasi logoPI

Product Manager

Jun 2023 - Mar 2024 (9 months)

o Translate business strategy into product strategy and execute product strategy
o Create, own, prioritize and execute a product roadmap aligned with the long term product strategy
o Influence peers, stakeholders, and key executives through the use of data, logic, and user empathy
o Own key results for problems area, customer satisfaction, usability, on-time releases, and other critical metrics
o

PermataBank logoPE

Business Analyst

Apr 2022 - Jun 2023 (1 year 2 months)

Act as a user liaison / liaison between users and all applications related to the LOS & Credit Card IT department Digital Delivery, in terms of:
• Provide solutions for application system development by considering risk factors and controls according to Permata Bank policy.
• Translating these needs into the form of a review requirement (CR) appropriately, and monitoring the process until the syst

PT Berlian Sistem Informasi logoPI

Business Analyst

May 2021 - Apr 2022 (11 months)

o Explore basic requirement from users to conclude and consult the user needs.
o Wrote Functional Design, Test Case, Manual Guide, Migration Document, and Release Documents.
o Collaborated with Business Partner, Subject Matter Expert, and IT Developers.

PT. Moonlay Technologies logoPT

Product Owner

May 2020 - Feb 2021 (9 months)

o Responsible for setting, prioritizing, and accepting the work generated by a team in order to ensure the most valuable and proper functionality of the product.
o Gather feature requests, schedule releases and coordinates sprints.
o Identify user needs, help a customer understand a business value and work with cross-functional teams to manage product releases.
o Result driven with deep analytical

Anabatic Technologies logoAT

Business Analyst

Feb 2018 - Apr 2020 (2 years 2 months)

o Explore basic requirement from users to conclude and consult the user needs
o Wrote Functional Design, Test Case, Manual Guide, Migration Document, and Other Client Documents.
o Wrote code for development of reports, analytics, visualization using SQL / non-SQL, and Tuning data model using various Intelligence tools.
o Collaborated with Project Manager, Business Partner, Subject Matter Expert, a

PT Bank Muamalat Indonesia Tbk logoPT

IT Business Analyst

Oct 2015 - Jan 2018 (2 years 3 months)

Creating, analyzing, and validating detailed functional specifications. Facilitating design sessions with the implementation team to define the solution. Delivering elements of systems design, including data migration rules, business rules, wireframes, or other detailed deliverables.

PT Bank Muamalat Indonesia Tbk logoPT

Relationship Manager

Apr 2014 - Oct 2015 (1 year 6 months)

Deal with individual retail customers and advise them on various banking and financial products and services offered by the bank. Catering to the corporate clients like SME's or large corporations

PT Bank Muamalat Indonesia Tbk logoPT

Officer Development Program Trainee

Mar 2013 - Apr 2014 (1 year 1 month)

Trained by highly experienced bankers, professionals and leaders in various aspects of banking and leadership. The program Included with intensive in-class education followed by on-the-job training and rotation across different parts of the Bank.

PT Pupuk Sriwidjaja Palembang logoPP

Community Development Intern

Jul 2009 - Dec 2009 (5 months)

Raised awareness of company’s commitment to CSR and generating publicity around company organization’s altruistic endeavors.

Education

Degrees, certifications, and relevant coursework

MC

McKinsey.org

McKinsey.org Forward Program

Jun 2026

IA

INCO Academy

GDC2025

Sep 2025

II

IIBA

Certified Business Analysis Professional™

Apr 2025 · Expires Apr 2028

CO

Coursera

Google Data Analytics Professional Certificate (v2)

Oct 2025

FO

Forage

BCG - Climate & Sustainability Job Simulation

Mar 2024

IA

INCO Academy

Green Digital Skills Certificate

Jun 2024

AA

Amazon Web Services (AWS)

AWS re/Start Graduate

Nov 2024

UM

Universitas Gadjah Mada

Master of Business Administration, Finance

2019 - 2021

BE

Bloomberg for Education

Certificate of Completion - Bloomberg Market Concepts

Apr 2021

UM

Universitas Gadjah Mada

Bachelor's degree, Social Development and Welfare

2007 - 2012

Tech stack

Software and tools used professionally

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