
Iqbal Handewa
@iqbalhandewa
Business Analyst and financial systems consultant exploring market liquidity, with research on corporate sukuk during COVID-19.
What I'm looking for
At PT Bank Muamalat Indonesia Tbk, I created and validated functional specifications and helped define system solutions, including data migration rules and business rules. Earlier, I worked with retail and corporate banking clients as a Relationship Manager.
As a Business Analyst at Anabatic Technologies, I documented requirements and developed reports, analytics, and visualizations using SQL and non-SQL tools. I also shared banking knowledge with colleagues and supported sales and pre-sales activities for financial risk management products.
At PermataBank, I connected users with application teams for loan origination and credit card systems, coordinated requirements and testing, and monitored change requests through implementation. At PT Berlian Sistem Informasi, I documented requirements and prepared functional designs, test cases, and release materials.
Since May 2021, I’ve provided consulting on digital transformation in financial systems, with a focus on business processes, integration, and data-informed decisions. For my MBA, I completed quantitative research on corporate sukuk market liquidity during COVID-19, and I’m now exploring research on liquidity, systemic risk, and emerging markets such as carbon trading.
Experience
Work history, roles, and key accomplishments
o Translate business strategy into product strategy and execute product strategy
o Create, own, prioritize and execute a product roadmap aligned with the long term product strategy
o Influence peers, stakeholders, and key executives through the use of data, logic, and user empathy
o Own key results for problems area, customer satisfaction, usability, on-time releases, and other critical metrics
o
Act as a user liaison / liaison between users and all applications related to the LOS & Credit Card IT department Digital Delivery, in terms of:
• Provide solutions for application system development by considering risk factors and controls according to Permata Bank policy.
• Translating these needs into the form of a review requirement (CR) appropriately, and monitoring the process until the syst
o Explore basic requirement from users to conclude and consult the user needs.
o Wrote Functional Design, Test Case, Manual Guide, Migration Document, and Release Documents.
o Collaborated with Business Partner, Subject Matter Expert, and IT Developers.
o Responsible for setting, prioritizing, and accepting the work generated by a team in order to ensure the most valuable and proper functionality of the product.
o Gather feature requests, schedule releases and coordinates sprints.
o Identify user needs, help a customer understand a business value and work with cross-functional teams to manage product releases.
o Result driven with deep analytical
o Explore basic requirement from users to conclude and consult the user needs
o Wrote Functional Design, Test Case, Manual Guide, Migration Document, and Other Client Documents.
o Wrote code for development of reports, analytics, visualization using SQL / non-SQL, and Tuning data model using various Intelligence tools.
o Collaborated with Project Manager, Business Partner, Subject Matter Expert, a
Creating, analyzing, and validating detailed functional specifications. Facilitating design sessions with the implementation team to define the solution. Delivering elements of systems design, including data migration rules, business rules, wireframes, or other detailed deliverables.
Deal with individual retail customers and advise them on various banking and financial products and services offered by the bank. Catering to the corporate clients like SME's or large corporations
Officer Development Program Trainee
Mar 2013 - Apr 2014 (1 year 1 month)
Trained by highly experienced bankers, professionals and leaders in various aspects of banking and leadership. The program Included with intensive in-class education followed by on-the-job training and rotation across different parts of the Bank.
Raised awareness of company’s commitment to CSR and generating publicity around company organization’s altruistic endeavors.
Education
Degrees, certifications, and relevant coursework
McKinsey.org
McKinsey.org Forward Program
Jun 2026
INCO Academy
GDC2025
Sep 2025
IIBA
Certified Business Analysis Professional™
Apr 2025 · Expires Apr 2028
Coursera
Google Data Analytics Professional Certificate (v2)
Oct 2025
Forage
BCG - Climate & Sustainability Job Simulation
Mar 2024
INCO Academy
Green Digital Skills Certificate
Jun 2024
Amazon Web Services (AWS)
AWS re/Start Graduate
Nov 2024
Universitas Gadjah Mada
Master of Business Administration, Finance
2019 - 2021
Bloomberg for Education
Certificate of Completion - Bloomberg Market Concepts
Apr 2021
Universitas Gadjah Mada
Bachelor's degree, Social Development and Welfare
2007 - 2012
Availability
Location
Authorized to work in
Salary expectations
Social media
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