Gregory Bingham

I’m a Senior Mortgage Underwriter and Risk Analyst with 15+ years of experience across mortgage underwriting, credit risk analysis, compliance, fraud detection, and financial operations. I bring a strong background in agency and non-agency lending, with a practical focus on decision quality and measurable outcomes.

In my work, I underwrite conventional, jumbo, government, and non-QM residential mortgage loans while analyzing income, assets, collateral, and layered credit risk in line with investor guidelines. I consistently exceed production and service-level goals while maintaining strong quality metrics, balancing speed with rigorous review.

I’m especially effective in manual underwriting and AUS-driven workflows (DU/LP), mortgage compliance and regulatory review, and document integrity assessment. I look for fraud indicators and documentation deficiencies early, and I help teams improve reporting accuracy and workflows through clear, data-informed recommendations.

I’ve also supported operational and financial analysis efforts that strengthen business risk evaluation and AML/compliance awareness. I hold a Certified Fraud Examiner (CFE) credential and I’m pursuing CAMS and PMP to further sharpen my risk and program management capabilities.