Gergana Karastoykova
@gerganakarastoykova
Compliance & AML executive building multi-jurisdiction monitoring and assurance programs.
BulgariaWhat I'm looking for
I run compliance assurance for an EMAP compliance function in Sofia, authoring audit engagement letters, defining review scopes, and keeping day-to-day operations moving. I designed and executed an Annual Compliance Monitoring Plan across 15 markets in EMEA and APAC, then delivered regular assurance updates to senior management.
In Cyprus, I was the registered Compliance Officer and AML Officer with CySEC for a Cyprus Investment Firm (BrightFX Capital). I built the risk register and scoring framework, implemented compliance monitoring and AML logic for client onboarding and risk profiling, and owned statutory and regulatory reporting including Annual Compliance/AMLCO reports and quarterly COREP/Pillar III disclosures.
Across my roles, I’ve handled AML/CFT and regulatory reporting alongside GDPR and DORA, reviewed DPIAs/ROPAs/DSARs/LIAs for product and cross-border data transfers, and acted as a subject matter expert for emerging regulations like DORA, PSD3, and PSR.
Experience
Work history, roles, and key accomplishments
Managed end-to-end operational workflow of the EMAP Compliance Assurance department, designed and executed Annual Compliance Monitoring Plan for 15 markets, and led regional execution of new Sanctions Policy.
Head of Compliance and AML
I.F. Greenfields Wealth Ltd (BrightFX Capital)
Nov 2017 - Jul 2021 (3 years 8 months)
Held personal regulatory accountability as registered Compliance Officer and AML Officer with CySEC for a Cyprus Investment Firm, architected comprehensive Risk Register and scoring framework, and established compliance monitoring and AML framework.
Head of Compliance and AML
SMC Med Trustees (CY) Ltd / NIO Global Fund Ltd
Apr 2017 - Oct 2017 (6 months)
Managed Compliance and AML functions for a CySEC-regulated Administrative Service Provider and Alternative Investment Fund, handled corporate fund compartment applications and drafted fund governance documentation.
Compliance & AML Consultant
Active Services (Cyprus) Ltd / Active Group
May 2015 - Jul 2017 (2 years 2 months)
Acted as outsourced Compliance & AML Officer for a diverse portfolio of regulated entities, conducted on-site monitoring reviews, and advised client boards on emerging regulatory updates.
Executive Assistant to CEO
FxPro Financial Services Ltd
Oct 2014 - May 2015 (7 months)
Assisted with management accounts, EMIR trade repository reporting, and FATCA compliance.
Senior Accounting Officer, Audit & Assurance
Ioannou & Theodoulou Ltd
Sep 2012 - Sep 2014 (2 years)
Handled financial controls, audit working papers under ISA, and trust structures.
Accountant
7Q Financial Services Ltd
Jan 2006 - Aug 2012 (6 years 7 months)
Managed daily accounting under IFRS, capital adequacy data, and regulatory forms.
Education
Degrees, certifications, and relevant coursework
University of London
Master of Science, Professional Accountancy
MSc in Professional Accountancy delivered and examined by University College London (UCL).
University of National and World Economy
Bachelor of Science, Economics, Insurance & Social Works
BSc in Economics, Insurance & Social Works.
Tech stack
Software and tools used professionally
Availability
Location
BulgariaAuthorized to work in
Job categories
Skills
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