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Fatima Ezzahra TIBARYFT
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Fatima Ezzahra TIBARY

@fatimaezzahratibary

Management sciences PhD student researching FinTech and banking systems; presented research on Morocco’s digital payment shift.

Morocco
Message

At DAMANE CASH – Group BMCE, I analyzed third-party accounts, assessed payment processes, and prepared financial reports and executive summaries.

My PhD research at University Hassan II of Casablanca - ENCG focuses on FinTech development and banking systems. I’ve presented and coauthored research on topics including Morocco’s digital payment shift and FinTech adoption in banking.

Experience

Work history, roles, and key accomplishments

Education

Degrees, certifications, and relevant coursework

UE

University Hassan II of Casablanca - ENCG

PhD, Management and Business Administration

2024 -

PhD in Management and Business Administration with a research focus on FinTech Development and Banking Systems.

AS

Africa Business School

Doctoral Research Summit, Research

2025 - 2025

Doctoral Research Summit attended in April 2025.

EA

Explore AI Academy

Data Science certification, Data Science

2023 - 2024

Data Science certification covering SQL, Excel/Google sheets, and Power BI.

UE

University Hassan II of Casablanca - ENCG

Master, Financial and Accounting Management

2019 - 2024

Master in Financial and Accounting Management with a thesis on Fintech–Compensation Synergy.

Tech stack

Software and tools used professionally

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