Emil Saji
@emilsaji
I build reliable payment platforms, distributed backend systems, and high-concurrency services.
IndiaWhat I'm looking for
At Hatio Innovations, a BillDesk subsidiary, I build bank-side eNACH and UPI Switch workflows for production banking ecosystems, including Pay, Collect, Mandate, and UDIR flows. I’m also involved in NPCI certification for Acquiring Side integrations.
Previously, I helped develop Linways Technologies’ cloud-based academic management platform serving 200+ colleges and more than 200,000 students and faculty. I improve backend APIs, database performance, and frontend modules, and I build production-style Rust systems for rate limiting, payment gateways, asynchronous job queues, and HTTP serving with a focus on concurrency, data integrity, and reliability.
Experience
Work history, roles, and key accomplishments
Software Development Engineer I
Hatio Innovations Pvt. Ltd.
May 2024 - Present (2 years 3 months)
Developed a bank-side eNACH platform supporting multiple authentication flows for production banks across India. Built backend workflows for UPI Switch operations and involved in NPCI certification for Acquiring Side integrations.
Education
Degrees, certifications, and relevant coursework
Providence College of Engineering
Bachelor of Technology, Computer Science
2018 - 2022
Pursued a Bachelor of Technology in Computer Science, gaining a strong foundation in software engineering principles and practices.
Tech stack
Software and tools used professionally
Availability
Location
IndiaAuthorized to work in
Portfolio
emilsaji-portfolio.netlify.appJob categories
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